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Cover for AXA Release

This is a very brief summary - a full summary will be sent with our quotation

Causes Insured

  • Fire, explosion, lightning and earthquake

  • Storm or Flood

  • Riot, civil commotion, strikes, labour and political disturbances

  • Malicious damage

  • Subsidence, ground heave or landslip

  • Escape of water from or frost damage to a fixed water, drainage or heating installation, washing machine, dishwasher, water bed, refrigerator or deep freeze cabinet

  • Theft or attempted theft

  • Aircraft or articles dropped from them

  • Impact damage from any road or rail vehicles

  • Damage by leakage of oil from fixed oil-fired heating installations

  • Falling trees or branches

  • Cost of debris removal and building fees (up to 10% of sum insured)

  • Accidental Damage to underground services

  • Accidental breakage of fixed glass, sanitary-ware and bathroom fittings

Extra benefits - covered automatically

  • Loss of rent or cost of alternative accommodation (up to20% of sum insured)

  • Public liability cover - up to £2,000,000

  • Access to 24 hour Legal and Domestic Helplines

  • Freephone 24 hour glass care helpline

Optional accidental damage cover to buildings (see notes on quote)

Risks the company do not like

  • Blocks of flats

  • Thatched properties

  • Flats above public houses

  • Risks that have had subsidence, heave, landslip or liability claims

  • Risks where the proposer has had insurance declined or terms imposed

  • Listed buildings

  • Any property that is multi-tenure

  • Any property with shared kitchen/ bathroom facilities

  • Any property where references for tenants are not taken

  • Any property let to tenants on shorter than 6 month agreements

  • Any property where fire detection/ prevention facilities are not provided

  • Any property where all external doors are not fitted with deadlocks conforming to BS3621

  • Any property where there has been a theft claim over £500, any claim over £1000 or 2+ claims each over £100

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