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Income protection insurance | Mortgage protection insurance | Accident sickness unemployment insurance | home page

The 'Beta' mortgage payment protection or loan repayment insurance policy

This mortgage payment protection insurance/ loan repayment protection insurance policy is designed to meet the requirements of people who just want a standard mortgage payment protection insurance or loan repayment cover against loss of income due to accident, sickness or unemployment or unemployment only.

  • Maximum benefit : £2,500 per month (subject to criteria below)

  • 'Back to day one cover effective after 30 days'

  • Benefits paid on a daily basis paid monthly in arrears.

  • 60 day initial exclusion benefit for unemployment claims

  • If you are self-employed the policy covers cessation of trade due to events beyond your control

Extra Benefits provided under the Beta mortgage payment protection insurance policy.

  • Maximum benefit = monthly mortgage or loan repayments or rent payments + up to 100% extra for other · 

  • Choice of accident sickness and unemployment, accident and sickness only or unemployment only ·

  • Unemployment only contracts are limited to £1,500 per month 

Quick quote for the Beta Mortgage Payment Protection Insurance Policy

You are reminded that you have a duty to declare all material facts when applying for any contract of insurance and if they change before the commencement of the contract. Failure to declare all material facts could result in your policy not protecting you in the event of a claim. Examples of material facts for mortgage protection insurance are: job uncertainty, pre-existing health or medical conditions, arrears in your payments etc. If you are in doubt whether a fact is material it should be disclosed.

Policy Benefit

Benefit Period

 

12

24

Accident, Sickness & Unemployment

£4.25%

£4.75%

Unemployment  or AS protection only £2.55% £2.85%

(Remember this does not include the extra benefits of the Alpha Contract)

I would like a firm quotation for this product as I believe it best meets my demands and needs for mortgage protection, income protection or loan protection. I understand that there is no obligation of the underwriters to provide a quotation and I am not committed to taking out the policy at this stage

Alpha Mortgage Protection/ loan protection Quote (Extra Benefits)

Back to accident sickness unemployment mortgage page

 If you are unsure about the benefits of the Beta policy please contact us on 0844 8262616 and we will discuss your mortgage protection insurance / loan repayment protection insurance requirements.

mortgage insurance is also known as income protection insurance. Our income protection insurance page is here with income protection insurance information on it

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