Unemployment insurance: accident sickness and redundancy cover, mortgage payment, loan, rent, income protection insurance

Accident, sickness and unemployment insurance policies (ASU) are designed for protection and to cover your income or mortgage payments should you be unable to work in the UK. Accident sickness and unemployment insurance provides cover to enable you to maintain a reasonable standard of living until new employment can be found.

There are three main forms of accident sickness and unemployment insurance cover in the UK: Mortgage protection insurance, Income Protection insurance and Loan Protection insurance. A/S and unemployment cover can be taken combined or just A/S insurance on its own or U/E insurance on its own.

B. Portwood & Company Ltd can offer accident sickness and unemployment insurance quotes online with immediate cover in the UK. Select the accident sickness and unemployment insurance policy you want from the links below and save money - subject to terms, conditions and acceptance.

We can offer accident sickness and unemployment insurance quotes for the self employed or company directors - although 'unemployment' in this case means 'cessation of trade / bankruptcy'.

We have highlighted the two insurance policies that we think give best value for money.

	Accident, sickness unemployment insurance on a stand-alone basis (up to £1500 per month) - cheapest rates for full ASU cover for the under 30's at £3.50 ASU back to day one after 30 days.
	Income Protection only: ASU £4.85% AS £3.40%: Unemployment insurance only £4.00% (Not suitable for financial services/ IT/ airlines/ travel/ recruitment). Max £1,000 or 50% of income
	Combined accident sickness and unemployment insurance for mortgage protection and income protection. Can be mortgage protection or income protection only. Better rates for over 30's. Back to day one after 30 days, 30 day excess or 60 day excess. U/O from £2.25% (60 day excess) or £2.50% (back to day 1). Full ASU from £2.75% (60-day excess) or £3.75% (Back to day 1)
	Loan Protection Insurance
	General information about payment protection insurance
	IVA debt management for UK residents if you are already having debt problems

If you want more quotes please call us on 0870 7456247 as we offer more policies than shown above, and we will assess your needs and make a recommendation as to which would be most suitable for you. Examples of features we will look at for are: benefit period, reason for needing cover, initial exclusion period and occupation.

B. Portwood & Co Ltd Brokers are brokers authorised and regulated for insurence mediation by the Financial Services Authority. This may be checked by viewing their website or calling them on 0845 6061234.

Landlord Insurance/ buy to let property insurance/ landlord insurance