Expert Help Included

Accident insurance - adults and children

More people in the UK take out life assurance than personal accident insurance. This is surprising because you are much more likely to be off work following an accident and yet having to live on State benefits (meager) is not the pleasant of prospects.

We are able to offer an on-line quotation facility for accident insurance with the option of including, in many cases, sickness as well. A wide range of trades are included.

Typical Benefits

• Capital Benefits - these cover death, loss of limbs, eyes following an accident and are for fixed amounts.

• Weekly Benefits - these cover a weekly amount for up to 24 months should you be totally unable to work following an accident.

• Sickness Benefits - optional, but only available if you take weekly benefits following an accident as well. Covers up to 12 months off work due to sickness

The death benefit can be written in trust so that it does not become part of your estate should the worst happen, but go directly to your spouse.

Our policies are available for people aged 18 to 55 and if sickness cover is not needed this age range is extended up to 60. As is usual details of pre-existing medical conditions will be required and it is likely that they will be excluded.

Accident Insurance for Children

Children are prone to have accidents as they grow up and explore their environment. We are also able to offer accident insurance for children should they be injured - this option includes most sports except rugby.

You may, of course be wanting cover against redundancy or unemployment as well - if so then Click Here - we offer a wide range of mortgage and income protection policies.

At B. Portwood & Company Ltd, you'll discover a website offering information on a wide range of products. On-line quotations are available in many cases and if you need to contact us, you will find our experienced staff are always willing to help Landlords insurance is our speciality.  Or here for further information about accident insurance.

Duty of Disclosure

You are reminded of your duty to disclose all material facts when you buy any insurance contract, at renewal of your policy or when they change. Examples of material facts are : changes in occupation or salary. If you are in doubt whether a fact is material it should be disclosed as failure to do so could result in your policy not protecting you should you need to make a claim.