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The 'Alpha' mortgage protection/ loan repayment insurance policy

This mortgage protection insurance or loan repayment protection policy is designed to meet the requirements of people who value the extra cover that it brings. Not only does the contract provide protection against your inability to meet your mortgage payments or loan repayments, but it also provides additional benefits which will be appreciated if you are unable to work due to accident, sickness or unemployment.

  • Maximum benefit : £2,500 per month (subject to criteria below)

  • 'Back to day one cover effective after 30 days'

  • Benefits paid on a daily basis paid monthly in arrears.

  • 60 day initial exclusion benefit for unemployment claims

  • If you are self-employed the policy covers cessation of trade due to events beyond your control

Extra Benefits provided under the Alpha mortgage protection insurance policy.

  • Maximum benefit = monthly mortgage, loan or rent repayments + up to 100% of other regular monthly commitments

  • Combined Accident, sickness and unemployment cover only

  • One month's hospitalisation benefit provided after 7 days

  • Two month's carers' benefit provided after 60 days

  • Three months free cover at start of policy

  • Confidential back to work service

Quick quote for the Alpha Mortgage Protection Insurance Policy

You are reminded that you have a duty to declare all material facts when applying for any contract of insurance and if they change before the commencement of the contract. Failure to declare all material facts could result in your policy not protecting you in the event of a claim. Examples of material facts for mortgage protection insurance are: job uncertainty, pre-existing health or medical conditions, arrears in your payments etc. If you are in doubt whether a fact is material it should be disclosed.

Policy Benefit

Benefit Period

 

12

24

Accident, Sickness & Unemployment

£4.50%

£5.00%

(Remember this includes the additional benefits)

I would like a firm quotation for this product as I believe it best meets my demands and needs for mortgage protection, income protection or loan protection. I understand that there is no obligation of the underwriters to provide a quotation and I am not committed to taking out the policy at this stage

Beta Mortgage Protection or loan repayment protection Quote (same ASU benefits but without the Extra Benefits + option for unemployment only)

Back to accident sickness unemployment mortgage page

 If you are unsure about the benefits of the Alpha policy please contact us on 0870 7456247 and we will discuss your mortgage protection insurance/ loan repayment protection insurance requirements.

Mortgage protection insurance is also known as income protection insurance. Our income protection insurance page is here with income protection insurance information about accident, sickness and unemployment insurance on it