Accident, Sickness, Unemployment Insurance: Guide and
policies available

Accident, sickness
and unemployment insurance policies (ASU) are
designed for protection and to cover your income or mortgage payments should you be unable to
work in the UK. Accident
sickness and unemployment insurance provides cover to enable you to maintain a reasonable standard of
living until new employment can be found.
There are
three main forms of accident sickness unemployment cover in the
UK: Mortgage
protection insurance, Income Protection insurance and Loan Protection
insurance. Accident sickness and unemployment cover can be taken combined or
just A/S insurance on its own or U/E insurance on its own.
B. Portwood
& Company Ltd can offer accident sickness and unemployment insurance quotes online with
immediate cover in the UK. Select the accident sickness and unemployment insurance policy you want from the links below
and save money - subject to terms, conditions and
acceptance.
We can offer
ASU quotes for the self employed
or company directors - although 'unemployment' in this case means
'cessation of trade / bankruptcy'.
We have
highlighted the policies that we think give best value for
money.
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Accident sickness and unemployment insurance on a
stand-alone basis (up to
£1500 per month)
- cheapest insurance rates for full ASU cover for the under 30's at £3.50 ASU back to day one
after 30 days.
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Accident sickness and unemployment insurance
to
cover monthly commitments - insurance up to 90% of your TAKE-HOME pay or £3,000. Can have up to
18 months benefits, wider cover. Discounts for 30 day or 60 day excesses. Typical
rates: ASU £5%, AS/ U/O £3% - 60 day initial exclusion period and exclusion-free
transfer from other insurance policies.
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Combined accident sickness and unemployment
insurance for mortgage
protection and income protection. Can be mortgage protection or income protection only. Better rates for over
30's. Back to day one after 30 days, 30 day excess or 60 day
excess. U/O from £2.25% (60 day excess) or
£2.50% (back to day 1). Full ASU from £2.75% (60-day excess) or
£3.75% (Back to day 1). U/E restricted to redundancy.
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Loan Protection
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General information about payment protection |
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IVA debt management for UK residents if you are
already having debt problems |
If you want more quotes please call us on
0844 8262616 as we offer more policies than
shown above, and we will assess your needs and make a recommendation as to which would be most suitable for you. Examples
of features we will look at for are: benefit period, reason for needing cover, initial
exclusion period and occupation.
B. Portwood & Co Ltd Brokers are brokers authorised and
regulated for insurence mediation by the Financial Services Authority. This may be checked by
viewing their website or calling them on 0845
6061234.
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