Accident sickness unemployment insurance: to cover loans, mortgages and monthly commitments

Accident, sickness and unemployment insurance policies (ASU) are designed for protection and to cover your income or mortgage payments should you be unable to work in the UK. Accident sickness and unemployment insurance provides cover to enable you to maintain a reasonable standard of living until new employment can be found.

There are three main forms of accident sickness unemployment cover in the UK: Mortgage protection insurance, Income Protection insurance and Loan Protection insurance. Accident sickness and unemployment cover can be taken combined or just A/S insurance on its own or U/E insurance on its own.

B. Portwood & Company Ltd can offer accident sickness and unemployment insurance quotes online with immediate cover in the UK. Select the accident sickness and unemployment insurance policy you want from the links below and save money - subject to terms, conditions and acceptance.

We can offer ASU quotes for the self employed or company directors - although 'unemployment' in this case means 'cessation of trade / bankruptcy'.

	Accident sickness and unemployment insurance on a stand-alone basis (up to £1500 per month) - cheapest insurance rates for full ASU cover for the under 30's at £3.50 ASU back to day one after 30 days.
	Accident sickness and unemployment insurance to cover monthly commitments - insurance up to 90% of your TAKE-HOME pay or £3,000. Can have up to 18 months benefits, wider cover. Discounts for 30 day or 60 day excesses. Typical rates: ASU £5%, AS/ U/O £3% - 60 day initial exclusion period and exclusion-free transfer from other insurance policies.
	Combined accident sickness and unemployment insurance for mortgage protection and income protection. Can be mortgage protection or income protection only. Better rates for over 30's. Back to day one after 30 days, 30 day excess or 60 day excess. U/O from £2.25% (60 day excess) or £2.50% (back to day 1). Full ASU from £2.75% (60-day excess) or £3.75% (Back to day 1). U/E restricted to redundancy.
	Loan Protection
	General information about payment protection
	IVA debt management for UK residents if you are already having debt problems

If you want more quotes please call us on 0844 8262616 as we offer more policies than shown above, and we will assess your needs and make a recommendation as to which would be most suitable for you. Examples of features we will look at for are: benefit period, reason for needing cover, initial exclusion period and occupation.

B. Portwood & Co Ltd Brokers are brokers authorised and regulated for insurence mediation by the Financial Services Authority. This may be checked by viewing their website or calling them on 0845 6061234.

Accident, Sickness, Unemployment Insurance: Guide and policies available

As well as accident sickness and unemployment insurance, we also offer insurance for Landlords/ buy to let property/ rented property