Compare Business Insurance rates online

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Introduction

This page enables you to compare business insurance and get quotes for your business.

For small businesses insurance is usually provided on a package basis. To compare our rates, therefore select the correct type of business insurance. You may want to compare shop insurance, office insurance, surgery insurance or, in the catering trade, restaurant insurance, wine bar insurance, take aways or even a public house. Whatever your needs you can compare on our website a range of business insurance.

Additional Covers

Although you wish to compare business insurance - no doubt to get good cover and a good quote - your business will probably need additional cover. For example, you should consider Directors and Officers Insurance.  Directors and Officers Insurance - this covers your liability as a director or officer of the business, affording protection against prosecution for e.g. corporate manslaughter, libel and slander. You should also consider Engineering insurance - such things as coffee percolators need testing on a 6-monthly basis and of course you need PAT testing on all your portable electric appliances that are over 12 months old. We can provide quotes for these extras to your business insurance.

Non Package Business Insurance

Your business may not be suitable for a package deal. For instance you may wish to compare public and employers liability insurance as a contractor. Alternatively you may wish a comparison for commercial combined business insurance:- this is more appropriate for instance if you are involved in manufacturing, rather than having catering, or retailing as your business.

Links to policy documents etc

Special Offer

Once you compare your business insurance, you may not have obtained a cheaper quote through our website than you already have for your business. We are prepared to help you save money by offering a fee-based service instead of a commission-based service for your business insurance.

What?

Most brokers, ourselves included, receive a commission from the insurance company with whom we place your business insurance. This commission is included in the price you are quoted for your business insurance by the Broker and can range from 20% to 30% (or more through banks!). (You can compare the commission you have to pay on your business insurance by asking your broker). We are prepared, however, to administer your business insurance by rebating all the commission and charging an annual fee of £100.00.  This (non returnable) fee includes costs for the work we do in handling the transfer, inviting the renewal of your policy and any advice/ changes you may request in cover. It does NOT include any premium charged by the company with whom you have the business insurance. If you compare costs then this is only suitable for companies who are charged a premium exceeding £530.00 by their insurer and you can request a free-no obligation quote to see whether this could help you save on your business insurance. 

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