Buy to let insurance - for landlords of rented property

You will need buy to let insurance if considering purchasing property to rent out.  Buy to let home insurance gives you the confidence that if the worst comes your property is protected. We offer a range of buy to let home insurance products as we are insurance brokers.

Let property insurance is designed for homes where the owner does not occupy the property but lets it out. The premium will often depend on the type of tenant as well as the type of property.

We have looked at the let insurance policies on the market and have provided quotes with many of the insurance providers - and in some cases have negotiated special rates. We are always looking to increase our panel and offer as many different contracts as possible.

As well as let insurance, we can of course offer home insurance for people living in their own houses and for tenants personal possessions.

Quotes : landlord contents insurance | Holiday Home Insurance | Buy to Let Insurance | Unoccupied Property Insurance

Types of Tenants we can cover

Our insurance products can cover:-

• Insurance for Professionals - tenant pays rent in full
• Rent-assisted - agreement between landlord and tenant - rent subsidised by the DSS.
• Placement - agreement between landlord and DSS or housing association, who select the tenant.
• Insurance for Bedsits - including cooking in rooms rather than shared cooking facilities
• Student - property rented several students
• Insurance for property occupied by Asylum seekers
• Unoccupied property - pending sale, renovation, to be rented out or moved into.
• Holiday property abroad - can be rented out

The quotation for holiday homes insurance on the first page covers holiday homes abroad - specifically in France, Spain, Portugal and Ireland. For second and holiday homes in the UK go to the main quotation system by entering the post-code of the location of the holiday or second home.

Houses that are to be occupied by asylum seekers have traditionally been much harder to find insurance than other properties. We are pleased to be able to offer insurance as needed.

Disclosure

You are reminded of your obligation to disclose all material facts when requesting an insurance quotation, applying for cover or for renewal of your policy. A material fact is one that could affect the insurance policy any way and includes (but not restricted to): property of unusual construction, previous claims, subsidence in the area, bankruptcy or criminal offences, nature of tenants living in the property. If  in doubt if a fact is material it must be disclosed - either it will not affect the insurance premium and terms (in which case it did not matter to the insurer) or it will  (in which case were a claim made and not disclosed, the insurer might have turned down your claim.)

If  help or assistance is needed please use 0844 8262616 to call us and we will discuss your needs.

Our Home page about buy to let insurance and other products