Caravan Insurance in the UK

Caravan insurance is available for static and touring caravans owned by UK residents. We have access to extremely competitive premiums. Our online service will offer you policies from a selection of schemes. We can cover both touring caravans as well as  static caravans. We can also cover those situated abroad - the premium depends on the country in which they are kept.

• Caravan insurance is available either on an Indemnity or new for old basis

• Choice of excess levels (none, £50-£100 or £200+)

• Discounts for static models not towed on the road

• Discounts for mature owners, alarms and claim free experience

• Options include 365 day European cover - this includes static or touring models  based abroad

New for old / indemnity

Caravan insurance premiums depend on a large extent on the sum insured. You must be aware that some policies provide cover on a 'new for old' basis, whilst others on an 'indemnity basis'. If your policy provides new for old cover you must insure for the cost of buying a replacement - if the policy is on an indemnity basis then you should insure for the market value. Obviously 'new for old' is better cover, but will be more expensive. If you take out your policy with us we will remind you when the 'new for old' benefit will cease so that you can amend the sum insured.

The caravan insurance cover depends naturally on the policy chosen. In general the following options are covered or are available  - though not necessarily on all contracts. If you are in doubt please contact us for our recommendation

• Loss or damage to the caravan and equipment

• Contents and personal effects in the caravan - a limit per article may apply and cycles may be excluded

• Liability to the public from use of the caravan. You can specify £1,000,000 or £2,000,000 for quotation purposes

• Loss of use: alternative accommodation if the caravan is rendered uninhabitable following a claim

• Legal assistance and helpline

• Legal expenses arising out of the use of the caravan

• Emergency travel option - cover to attend caravan if a claim could be over £1,500

For our caravan insurance online quotation facility please use this link

Caravan insurance is just one of many products available - see our homepage e.g. for landlords insurance

We treat caravan insurance as a personal insurance product - see our other personal products

You are reminded of your duty to disclose all material facts when applying for quotes, quotations, cover, at renewal or when they change. Examples of material facts are: use, modifications, storage details, whether hired out or not etc. If you are in doubt whether a fact is material it should be disclosed as failure to disclose material facts can result in your policy not protecting you in the event of a claim.

Full list of cheap caravan insurance policies for static and touring models

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