cat and dog pet insurance

Spectrum pet insurance - lowest price

Our pet insurance is suitable for your pet cat or pet dog from 8 weeks to 8 years. This policy is not suitable for dogs defined by the Dangerous Dogs Act 1991

This pet insurance is only available in England, Scotland, Wales and Northern Ireland

We cannot cover :

Shar-pei, Pit Bull Terrier, American Pit Bull, Dog Argentinos, Japanese Tosa or any Crossbreed, Wolves and Wolf Hybrids, Dogs registered under the Dangerous Dogs Act 1991

Exclusions

• The above policy has a £500 limit for loss by theft, straying, accident and illness (Plus only). 
• Treatment for illnesses in the first 14 days commencement of this policy is also excluded.
• Treatment in connection with pregnancy or whelping and (unless complications arise) vaccinations, spaying and castration.
• Routine examinations, check ups
• Dental treatment is excluded on Essentials
• Treatment of behavioural problems.
• Diet or food supplements. (After first 4 weeks)
• Malicious or willful injury inflicted by or from negligence of the policyholder/family.
• Loss or damage arising out of infringement of animal health or importation legislation.
• Destruction of the animal where deemed dangerous
• Death from illness if the animal is over 8 years old.