cheap travel insurance policy - skiing

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Cheap Travel Insurance

We offer 'cheap travel insurance' BUT our cheap travel insurance policy is actually one of the best on the market!

Our 'cheap travel insurance' policy is competitively priced BUT offers high levels of cover, a low excess, is underwritten by a leading insurance company and is recommended by the British Insurance Brokers Association.

So look beyond the prices to the cover - you'll be impressed at seeing how paying a small amount extra can result in wider and better cover than you will find almost any other company.

Summary of cover

Medical expenses

Paid out following hospitalistion
  • £5,000,000 outside UK
  • £10,000 in UK
  • £5,000 surgery following repatriation

Personal Liability

If you cause injury or damage to property your policy covers you
  • £2,000,000

Personal Accident

If you are injured causing death or loss of eye/ limbs
  • 25,000

Legal Expenses

Covers costs incurred in pursuing claims against other people
  • £50,000 - INCLUDES claims against tour operators, travel agents and carriers

Cancellation or curtailment

If you have to cancel your holiday
  • £5,000

Hospital transfer + other additional costs

Costs incurred coming back home after injury.
  • Hospital transfer £5,000
  • Return Home Costs £2,500
  • Additional expenses £500

Personal Money

Loss or theft of 'money' - includes other definition. Your cheap travel insurance policy pays.
  • £500 - cash £300

Loss of Passport

additional costs
  • £250

Personal baggage

If your baggage is lost or stolen your cheap travel insurance policy pays out:
  • £1,500  - valuables £300, single article limit £300

Travel Delay

If delayed on your journey your travel insurance policy pays a daily benefit up to
  • £250
  • All legs of outward and return journey

Missed departure

If you miss your departure - then additional costs will be covered by your cheap travel insurance policy.
  • £1,000
  • Includes outward and return legs

Delayed Baggage

Your baggage ends up in one place and you another? Don't worry our policy pays out up to
  • 250

Restricted enjoyment

We hope you enjoy your holiday. If your holiday is ruined by the events shown our policy pays out.
  • hospitalisation/ false arrest/ hijack/ kidnap: £1000
  • Benefit doubled if as a result malicious unoprovoked attack
Catastrophe
  • £400
Contingent Liability
  • £2,000,000

Seatbumping

Covers extra costs if you are forced off your flight through overbooking. 
  • £200
Loss of pets documentation
  • £500

Excess

The amount you would have to pay towards each claim. :
  • £40 per person per EVENT

Terrorism cover

Not provided by many companies

 Included for medical expenses and repatriation (excluding nuclear, chemical and biological)
Sports cover
  • Many included FREE - including SCUBA diving to 10m.
  • Many higher risk activities can be covered on application

Typical quotes

The following are examples of our premiums. Quotes include IPT if the premium is less than £50.00. Quotes assume adults are 18 to 64 and children 3 to 17 (children under 3 travel free). Winter sports cover is available at double premiums. We know that these are not the cheapest available but if you need to claim you will be glad that it was our policy you chose.

  • Single person : 7 days to Europe : £18.48

  • Family : 14 days to Europe : £55.44

  • Couple: 7 days to America : £82.37

Material Facts

As with all products, you are reminded of your obligation to disclose all material facts. A material fact is one that could affect the assessment of your policy in any way. Examples of material facts could be : pre-existing medical conditions (for which we can quote), intention to do winter sports or other hazardous activities - including work abroad. The health of any one whose condition could result in curtailment of your holiday. If you are in doubt whether a fact is material is should be declared as failure to do so could result in your policy not protecting you in the event of a claim. (This is one of the main reasons why we always recommend you speak to a broker to arrange your cover rather than over the internet where you could miss something significant. As a broker we'll ask the questions to make sure you obtain the cover you need.

Contact us on 0844 8262617 for a free no-obligation quote - or complete the quote form.  

 
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