Classic car insurance

Insurance for cars over 10 years old, veteran and vintage vehicles

cherished classic car insurance quotes | classic motorcycle insurance | contact form | Insurance home page

Welcome to our online classic car insurance part of our website. Online quotes are now available.

We offer cheap classic car insurance. Our classic car insurance policies are for UK customers and are provided by leading companies specialising in the older which, unlike an old worn-out car, has been kept in good condition, or is rare, or just appreciated and needs a special policy. An agreed value rather than market value policy is available. Our policies provide that and more. See our quotation system for quotes through leading companies.

Important Note

A car is not a 'classic car' just because it is 10 or more years old. For cars younger than 20 we will need evidence that the car is being treated as a classic car. It is unlikely that mass-production cars will be so regarded.

Cover and terms

As you know, classic car insurance differs from other policies as it has many different benefits. The most common differences in cover are shown below:-

A classic car insurance policy has no 'no claims bonus' clause - your premium won't be affected by the occasional claim
We can offer car insurance for an 'agreed value' - subject to sight of photographs
An agreed maximum annual mileage is selected e.g. 1,500, 2,000, 3,000, 5,000 etc - the more the mileage the higher the insurance premium.
The policy, unlike normal does not usually give 'driving other vehicles' cover.
There is usually another car used as a main mode of transportation (often insisted by the insurer)
The car should be garaged - but our insurance can cater for ungaraged vehicles
The car should only be used for pleasure use only - but we may allow commuting as well
All drivers on the policy must be mature and have good driving records.

We have cheap policies for risks in England, Scotland or Wales (see list). They are all flexible and can cater for a wide variety of circumstances.

Use the form below to request a quote for classic car insurance

Classic car insurance contact form

Quotes designed for mature good drivers

Note for veteran car insurance and vintage car insurance

A vintage vehicle is a model that has been built on or before December 31st 1930
Similarly a veteran vehicle is a model that is built on or before December 31st 1919
Our policy can include both veteran and vintage vehicles.

Renewals

When your policy is due a renewal notice will be issued direct at least 21 days before expiry.
A renewal declaration must be completed - including a mileage declaration before we renew your policy.
If the renewal declaration is not received any agreed value will be withdrawn, renewal of the policy the following year will not be invited, nor will another proposal accepted for the following two years.

Unacceptable vehicles

This policy is not available for a Kit car (see our kit car), custom, coaches, beach buggies, Japanese grey imports, American stretched limousines, mini-buses, vehicles with raised/ lowered suspensions.
The insurer may accept other modified vehicles, commercial vehicles, tractors, replicas and 'Q' reg
The insurer insists that Imported vehicles must be reregistered on UK plates within 30 days.

Material Facts

You are reminded that, when applying for car insurance, you must disclose all material facts. If you are in doubt if a fact is material then it should be disclosed. Failure to disclose material facts could result in the insurer refusing to pay your claim.

B. Portwood & Co Ltd are authorised and regulated by the Financial Services Authority for the arrangement and administration of non-investment insurence policies. This may be verified by calling 0845 6061234 or referring to the FSA website

TOP of our page

Ful list of our status, advice, charges etc.