| When you apply for critical illness insurance quote your
insurance quotation is sent to our IFA who will assess your requirements
for cover and usually be able to
obtain a competitive quote to meet your demands and needs. The insurance premium will depend on whether you want level benefits or decreasing benefits. Decreasing benefits are cheaper because the policy cover will pay out less as you get older. This is a common option if cover is being arranged in conjunction with a mortgage. You should of course, bear in mind that it might be better to have level benefits as this will provide extra cover when you may have most need of it.
|