Critical Illness Insurance

Should you take out Critical illness insurance? Is critical illness insurance cover affordable? Can polyneuropathy, myopathy or neuropathy be covered? 

Critical illness insurance cover

Critical illness insurance is a valuable product either on its own or when combined with life insurance. When you take out critical illness insurance cover you will be provided with a lump sum should you suffer or be diagnosed with one of a variety of critical illnesses and survive the occurrence or diagnosis for a specific period. 

Critical illness insurance is often combined with life insurance quotes to help with payment protection insurance. The affordable critical illness insurance cover recommended could save money but more importantly you will get the right protection. Our IFA can obtain critical illness insurance quotes for UK residents from many critical illness insurance providers and will compare the price of the critical illness insurance policy and the critical illnesses that the critical illness insurance cover protects against.

Request  critical illness insurance information and a quote for critical illness insurance

Polyneuropathy, myopathy, neuropathy

Polyneuropathy, myopathy and neuropathy refer to degenerative conditions of the neural network (nerves) e.g. as a result of diabetes. Although these conditions are not specifically covered under critical illness insurance, if you suffer from a critical illness that causes these symptoms then cover may be available

Cancer

Cancer is covered under a critical illness insurance policy. Cancer is possibly the most common critical illness. Cancer is the most feared critical illness. We do not approve of policies protecting against cancer only if they are called critical illness policies. A 'critical illness insurance' policy offering cancer only cover is very limited. Advice on critical illness insurance and cancer should be provided by independent insurance experts not a mass-marketing company. Should you take out 'critical illness insurance' for cancer only? Not if we can quote an affordable critical illness insurance policy.

Information about  illness frequency 

When considering if you need critical illness insurance cover, the following information may help

1 in 2 people in the UK are likely to suffer a critical illness such as cancer or heart disease sometime in their lifetime

1 in 3 males and 1 in 4 females in the UK are more likely to suffer from illness than die before the age of 65.

1 in 6 males and 1 in 21 females aged 30 in the UK are likely to suffer a heart attack (critical illness) before they are 65.

1 in 10 males and 1 in 8 females aged 30 in the UK are likely to contract cancer (critical illness) before they are 65.

1 in 21 males and 1 in 32 females aged 30 in the UK are likely to have a stroke (critical illness) before they are 65

UK survival rates

The important feature of critical illness insurance cover is the fact that many people after a critical illness survive so can benefit from the lump-sum benefits of the insurance policy.