If you wish to go back to our critical illness insurance information page
![]()
We offer more than just critical illness insurance - this is our home page
Please note that having insurance does not protect you from all illnesses and injuries. Our accident sickness and unemployment or income protection insurance policies may protect your income in different circumstances.
If you complete the insurance form then an insurance quote will be provided and the IFA will be pleased to discuss your insurance questions about this form of insurance.
When taking out insurance please remember an insurance contract is 'uberrima fides'. For any insurance contract you must disclose all material facts to the insurance company. To an insurance company a material fact is one that could affect the insurance company underwriting the insurance policy in assessing the risk for insurance. For critical illness insurance examples of material facts the insurance company would consider are: pre-existing medical conditions, obesity, pre-disposition to certain illnesses. The list is not exhaustive and our advice as insurance brokers is to declare any fact that you think might be material for insurance purposes as if you fail to disclose a material fact for insurance purposes the insurance company could refuse to pay out on your insurance policy should you need to make an insurance claim.
![]()