| When you apply for critical illness insurance quote your
insurance quotation is sent to our IFA who will assess your requirements
for cover and usually be able to
obtain a competitive quote to meet your demands and needs. The insurance premium will depend on the length of cover you need. If you have a short-period fixed term loan then you may feel that 5 years cover may be adequate, conversely you may wish to have cover in relation to a mortgage and thus select a 20 or 25 year period. Finally, of course, you may wish to have cover through your working life and so select a specific age. We previously offered 60 or 65 as options but due to recent events have extended them
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