Why we need to know if you smoke

When you apply for critical illness insurance quote your insurance quotation is sent to our IFA who will usually be able to obtain a competitive quote.

One of the major rating factors on a critical illness insurance quote is whether you smoker and for how long. Smoking has been shown to increase the risk of cancer and strokes so a smoker - especially an older smoker will pay a substantially higher premium

  • If you opened this window from our critical illness application form click HERE

(Our affordable critical illness insurance quote is provided by an IFA - please use the critical illness insurance form to request a quote for critical illness insurance)