Critical Illness Insurance

Insurers may automatically include children’s critical illness benefit when you choose death or earlier critical illness benefit or critical illness benefit.

They may cover all of your children, including step children and children that you have legally adopted, from 30 days old until their 18th birthday for 50% of the main critical illness benefit up to a maximum If both parents have separate critical illness benefits, children’s critical illness cover may apply to both, so you can have double cover. You can claim this benefit once for each of your children.

They may make a payment as long as the child survives for 14 days after satisfying their definition of one of the critical illnesses or disabilities.

If you want to discuss whether you need this option please contact our IFA using the quotation link below to request further information about critical illness insurance.

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