| We have decided
to refer all queries and quotes for cover, life, income protection etc
to an independent financial advisor - Jennifer Morris at North East
Independent Financial Services Ltd on 0191 495 2395.
The reason why we have done this is that we are not
experts and do not have the facilities to make a full comparison of the
market. By using North East Independent, you are assured that the
product that you take out will be the most suitable one for your demands
and needs.
When you submit the application form, Jennifer will be
able to make an initial assessment of your needs and be able to
recommend an insurance policy that, in her opinion matches them. It may
very well be that the policy she recommends is not the cheapest one
available - or maybe not even the cheapest one that she, herself could
offer.
However price is only one factor. A policy that could
pay out substantially more in the event of a claim - either by having
higher sums insured or covering more diseases and conditions is
definitely worth paying.
If you browse the internet you will see many offers
for this form of cover - all promising cheap cover. What you should
really ask yourself is: are these companies offering advice or just
supplying a product? If they are offering advice then you will almost
certainly have to contact them to discuss your demands and needs. If
they are not offering advice do you know sufficient about this type of
policy to be able to compare the many and varied terms, conditions and
exclusions?
So contact Jennifer Morris and obtain the professional
advise that you should have. |