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forces
kit insurance - the cover
Our forces kit insurance
provides new for old cover for your personal
possessions and your kit anywhere in the world
including transit. Cover is available for
civilian clothing, military uniforms, valuables,
personal possessions and service equipment on
personal charge. We can also cover family
property. Temporary issue is covered up to a
limit of £500.00 per article.
Section A: Service
equipment, Uniforms, personal
possessions (Compulsory)
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The
full value of Uniforms and Military equipment should
always be included
-
For
single members who do not qualify for Household contents
cover, the full value of all Personal Possessions should
be included.
-
Where
household contents IS included the sum insured for
personal possessions may be restricted to the maximum
amount of civilian property taken out of the private
residence at any one time.
Exclusions
£50 excess
mechanically
propelled vehicles parts and accessories
cleaning
mechanical or
electrical breakdown
depreciation or
consequential loss
wear and tear for
clothing, furs and household linen.
Section B: household
contents
This cover is available
for both families and single members living in
married quarters or their own houses and provides
new for old cover for accidental loss or damage
for home contents in the UK or while on posting
anywhere in the world.
Section C: frozen food -
optional
Section D: personal
accident - optional. Up to 10 units are available
(2 for children)
This operates worldwide
24 hours a day.
Exclusions
existing medical
conditions
drug abuse
suicide or
attempt thereat
professional
sportsmen
War risks ARE covered
providing you joined 30 days prior to declaration. The insurance
company will advise the date from which the section is not
valid - as happened after the WTC and subsequent posting to
Afghanistan.
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Section E : Personal Liability
Automatically included : £1,000,000

Forces kit insurance - the price
(minimum premium £52.50)
Please note we now have to refer to
insurers to obtain exact quotation. We aim to do this within one business day of
receiving your request for a quotation.
Section A : forces kit/ uniforms/ personal
possessions : Minimum cover :
£2,500 maximum £10,000
Section B: Household contents (Inc Accidental Damage) Minimum cover £2,500 max £35,000
Options
| Tenants Liability |
£5,000 |
|
Max Units |
| Money/ Credit Cards |
£250 |
|
|
| Contact Lenses |
per pair |
|
|
| Spectacles (£150 minimum) |
per pair |
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| Bicycles > £100.00 |
£6.30 per £100 |
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| Frozen Food |
Unlimited |
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| Personal Accident - Insured |
per unit |
|
10 |
| Personal Accident - Spouse |
per unit |
|
10 |
| Personal Accident - Child |
per unit |
|
2 |
Personal accident cover: each unit gives:
| Benefit |
Insured |
Spouse |
Child |
| Death |
£10,000 |
£10,000 |
£1,000 |
| Medical discharge |
£10,000 |
N/A |
N/A |
| Permanent total disablement (not in HM Forces) |
N/A |
£10,000 |
£10,000 |
| Loss of two limbs/ sight or 1 of each |
£10,000 |
£10,000 |
£10,000 |
| Loss of one limb/ sight in one eye |
£5,000 |
£5,000 |
£5,000 |
| Total irrevocable loss of hearing |
£10,000 |
£10,000 |
£10,000 |
| Total loss of hearing in one ear |
£2,500 |
£2,500 |
£2,500 |
| Total loss of one finger (at least one complete
bone) |
£750 |
£750 |
£750 |
| Total loss of one thumb |
£1,250 |
£1,250 |
£1,250 |
| Total loss of any one toe (at least one complete
bone) |
£500 |
£500 |
£500 |

To apply for forces
kit insurance prospectus/ proposal form please Click
Here
Links to our major policy listings
B Portwood & Company Insurance Home Page
- an overview of the site and types of policy on offer.
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