Health Insurance Products

Financial Insurance Products

Insurance quotes available on our website

Information on our site but quotes provided through an IFA

Personal Accident and Sickness Insurance 

We can provide quotes for sickness and accident insurance online. Accident insurance is available on its own but sickness insurance can only be taken as well. Includes temporary disablement cover option.

Permanent Health Insurance (income Protection)

An accident policy only pays benefits for up to two years. Permanent health insurance/ income protection insurance can pay up to a fixed age (55,60,65) with escalating benefits if needed.

Accident, Sickness and Unemployment (ASU)

AKA Income protection insurance, Accident sickness  unemployment (ASU) insurance offers a monthly benefit if you lose your income - hence 'income protection insurance'. Our policies can be used on their own and as mortgage protection insurance or loan protection insurance.

Long Term Care insurance

Long term care insurance is a product designed to provide against the costs incurred in providing long term care when the policyholder is very old, in return for a fixed premium now. This insurance policy is now specifically regulated by the Financial Services Authority.

Private health insurance - private medical

We only offer a single private health insurance policy online but it is a good one including no age-related premium increases and discounts for none-smokers/ gym members. Group policies are available.

Critical Illness Insurance cover

Critical illness insurance pays a benefit if the insured suffers one of a range of critical illnesses and survives it. Our critical illness insurance cover will be a stand- alone  policy not limited to specific loans.

Amateur Football accident insurance

Accident insurance arranged by amateur football clubs for their members - this policy can be extended to cover their public liability insurance as well as kit and trophies.

Mortgages and Remortgages (inc bad credit)

Our IFA can help you find mortgages or remortgages and can offer remortgages for people with a bad credit history.

Accident Insurance Children

Children have accidents. This policy provides a lump sum if they have a very serious injury.

Life Insurance

Life insurance requirements vary considerably - use the form for whole of life, term life etc

This is just a summary of the accident insurance policies above

General Independent Financial Advice

Before an IFA can offer independent financial advice they must find out about you and your requirements. This form helps them do so