contents and buildings
House insurance is
available for both your house contents and buildings. We offer a range
of cheap house insurance policies that are
connected with home ownership - or just contents cover if you are a
tenant. These include mechanical breakdown for electrical goods in
personal possessions cover, forces kit policies and home emergency
cover. If you let our your house insurance is available for landlords.
We also cover let properties, unoccupied houses second homes and
||House insurance policies suitable for
your needs as a home owner. We can cater for people with
claims, unusual property, such as subsidence risks or thatched
roofs (on application). Quotes are available for buildings
and contents - this link is suitable for houses in the
insurance for home buildings and contents -
cheap online quotes.
insurance policies do not cover wear and tear or mechanical
breakdown to domestic appliances- can cover one appliance or
a whole range under one policy - no wear and tear clauses and
reasonable prices. Rates for our extended warranty insurance
policy are much cheaper than found on the high street and are
suitable if your domestic appliance e.g. television (not
plasma), cooker, fridge etc are a year old.
Your parents policy may be extended to cover your contents, as a student you should check if If not we offer this
personal possessions policy (suitable for other occupations
not only students) which offers discounts for living in halls
of residence or not in a city.
Student Personal Possessions, Flats,
Bed-sits, Shared Accommodation,
Halls of Residence and Sheltered Accommodation.
for forces Kit. Suitable for the
demands and needs of people in the armed forces - the policy
can cover not only your kit but also contents and
belongings if you live on MOD premises.
cover - including leaking pipes, broken doors and windows
and also breakdown of the boiler in the winter.
||Build your own home - self build insurance
||A typical home insurance policy has many
possible features. This information is a guide to covers that
may be available. Please note that not all home insurance
policies provide all covers and you should read your own home
insurance policy carefully - or ask your home insurance broker
if the cover is provided under your own home insurance policy.
||High Net Worth Insurance-
High net worth insurance is house insurance for people who
have large sums of buildings and contents to be insured e.g.
large country houses, manor houses etc and who also may have
collections of valuables, jewelry, antique furniture etc. The
cover provided is usually much wider than a normal house
insurance policy and in view of the specialist nature of the
product we recommend that customers contact us directly for
advice and a free quotation.
As a property owner, you realise that you could face
a large loss if your buildings and contents are not covered for
the correct amount. Whilst we cannot advise on the sums insured, we
are pleased to offer a quick guide
to rebuilding costs available for the home owner.
We can insure the
following types of property.
- Your second or
holiday home - including holiday homes aboard
properties in UK - e.g. being renovated or the
demise of occupant
landlords properties - to professionals, DSS, students, asylum seekers etc.
overseas - in Eire, Spain, Portugal, Cyprus and France - your own and let
- Purpose built
- Non standard e.g.
thatch / previously underpinned
Special policies are available for large properties - mansions etc and for people who have
large sums to insure on their contents. These 'high net worth' policies can't be quoted for on-line. Please contact us on
01388 607140 if you feel your buildings and contents deserve a
"high net worth" policy.
protection insurance | Mortgage
protection insurance | Accident sickness
Forces Kit cover for forces kit, and personal
possessions for enlisted personnel may be more suited.
Personal possessions for students, nurses
and other people living in digs, halls of residence, shared property
Wear and tear
or breakdown of domestic appliances. You should consider extended warranty
for electrical goods
kept in your home.