Income & Mortgage Protection Insurance
These income protection insurance policies offer cover for additional amounts over your mortgage payments and are thus more flexible in nature. If you want substantially more cover against accident, sickness and unemployment than just your mortgage payments then one of these two income and mortgage protection insurance policies may meet your requirements
For these income protection insurance policy, click on this link to request more information - and select the appropriate combined policy'
Or you may wish to contact us on 0870 7456247.
Main Links
Key Featuress
Option 1 (only available on request)
Option 2 - available online at www.day-one-incomeprotection.co.uk
| Excess | Cover | Unemployment Only |
Combined Cover |
| NIL | |||
| Income | £5.000% | £6.250% | |
| 30 | |||
| Income | £4.250% | £5.250% | |
| 60 | |||
| Income | £3.750% | £4.750% |
e.g. £1000 cover would cost between £37.50 and £62.50 a month depending on cover
| Excess | Cover | Unemployment Only |
Combined Cover |
| NIL | Mortgage | £3.50% | £5.50% |
| Income | £4.00% | £6.25% |
e.g. £1000 cover would cost between £35.00 and £58.75 depending on cover and % mortgage
- NIL - First payment is made on day 31 to cover days 1 - 30
- 30 - First payment is made on day 61 to cover days 31 - 60
- 60 - First payment is made on day 91 to cover days 61 - 90
- 60 days
- 30 days - mortgage protection
- 90 days - income protection
- No free cover is provided under this policy
- Up to the lower of:-
- £1,500 per month
- 50% of your gross income
- Up to lower of:-
- £2,000 per month
- Twice Mortgage Payments
- To qualify for our policy, you must be between the ages of 18 and 60, live in the UK, have been in full time work for at least 6 months and be unaware on any impending redundancy or unemployment.
- 12 months
- You may use our 1st income protection insurance policy as well if you need more cover.
- Not suitable for IT/ telecoms/ finance/ insurance - see our IT policy
- Will look at IT industry
About us
B. Portwood & Co Ltd are based in North-east England (UK) and have three offices in Gateshead, Consett and Bishop Auckland. We have been in business for 40 years, been regulated by the IBRC (and could call ourselves brokers), are regulated by the Financial Services Authority for the arrangement and administration of non-investment insurence contracts.
We have always acted in our client's best interests and fully intend to keep on doing so. Our aim is to provide the cover UK residents deserve
Full list of income protection insurance related pages
income mortgage protection |Income protection insurance | Mortgage protection insurance | Accident sickness unemployment insurance | dms | form | income protection insurance information | IT
Please call us (0870 7456247) if you want any advice on the covers available for accident, sickness and unemployment insurance for mortgage protection, loan protection and income protection insurance.
redundancy insurance is also known as income protection insurance. Our accident sickness unemployment insurance page is here with income protection insurance information on it