Income Protection Insurance Policy
This income protection insurance
policy offers reasonable cover at a very competitive premium. The best rates are for combined accident, sickness, disability and unemployment cover - especially if you take an excess.For this income protection insurance policy, click on this link to request more information - and select 'income protection insurance - option 2'
Or you may wish to contact us on 0870 7456247.
(This insurance policy is not available without contacting us.)
Underwriters can arrange insurance benefits to be paid to third parties e.g. landlords to protect your rental bills
Links to other pages
related productsIncome protection insurance | Mortgage protection insurance | Accident sickness unemployment insurance
Key Features
| Excess | Accident Sickness Only | Unemployment Only |
Combined Cover |
| NIL | £2.95% | £3.95% | £4.95% |
| 30 | £2.70% | £2.70% | £4.70% |
| 60 | £2.70% | £2.45% | £4.50% |
e.g. £1000 income protection insurance cover would cost between £27.00 and £49.50 a month depending on cover
 | NIL - First payment is made on day 31 to cover days 1 - 30 |
| 30 - First payment is made on day 61 to cover days 31 - 60 |
| 60 - First payment is made on day 91 to cover days 61 - 90 |
| 60 days. The insurance policy will not pay out for the first 60 days after inception if unemployment is announced. |
| No free insurance cover is provided under this policy |
| The maximum insurance benefit is the lower of:-
|
| To qualify for our insurance policy, you must be between the ages of 18 and 60, live in the UK, have been in full time work for at least 6 months and be unaware on any impending redundancy or unemployment. |
| 12 months |
| The Underwriter allows the insurance policy to be extended to provide mortage cover as well providing the total benefit does not exceed £1,500. (Different rates apply for the mortgage protection benefit section) - see our combined cover page |
| You may use our 1st income protection insurance policy as well if you need more cover. |
| This insurance policy is not suitable for IT/ telecoms/ finance/ insurance - see our IT policy |
About us
B. Portwood & Co Ltd are based in North-east England (UK) and have three offices in Gateshead, Consett and Bishop Auckland. We have been in business for 40 years, been regulated by the IBRC (and could call ourselves brokers), are regulated by the Financial Services Authority for the arrangement and administration of non-investment insurence contracts.
We have always acted in our client's best interests and fully intend to keep on doing so. Our aim is to provide the cover UK residents deserve
If you have any queries please do not hesitate to contact us on 0870 7456247
and we can discuss your requirements for income protection insurance