income protection insurance

About Our Income Protection Insurance

This income protection insurance policy is our preferred policy by choice. It offers a most competitive rate for income protection, wide cover and has a host of features that make it suitable for the majority of our clients.

For your free income protection insurance quote click on this link

Immediate cover Available

(This policy is identical to the one found at www.goodincomeprotection.co.uk)

Mortgage payment protection insurance - 1

Mortgage protection Insurance - 2

Income protection insurance (Non IT) - 1

Income protection insurance (Non IT) - 2

Income protection insurance (IT, Financial)

Loan payment protection insurance

Combined protection (mortgage + income)

Home Page - we specialise on landlords insurance for buy to let residential and commercial property

Health and payment insurance index

Payment Protection Insurance information

Key Features

No Mortgage Needed
You can use this policy without a mortgage
If you would qualify for income support DO NOT use this policy to protect a specific commitment as the benefit is paid to YOU and would affect your benefits. See our other policy.
Cheap Premiums
£4.00% unemployment only cover
£3.00% accident/ sickness/ disability only cover
£5.00% combined accident/ sickness/ disability/ unemployment cover

e.g. £1000 cover would cost £30.00, £40.00 or £50.00 a month depending on cover

Back to day one benefits
If you have to make a claim, your first payment will be made 30 days from the commencement date  to cover your first 30 days off work. Then your benefit is calculated on a daily basis.
Initial exclusion period
You will not have protection insurance for unemployment announced in the first 120 days of the policy
No free cover period
Unlike our mortgage payment protection policy, this policy has no free cover period
High sums Insured
Up to the lower of:-
£1,000 per month
50% of your gross income
Qualifications
To qualify for our policy, you must be between the ages of 18 and 60, live in the UK, have been in full time work for at least 6 months and be unaware on any impending redundancy or unemployment.
Benefit Period
12 months
Combined Cover
You may use this policy in conjunction with one of our mortgage protection policies to provide extra cover - providing the total benefits do not exceed the upper percentage limits of any individual policy.
Occupations
This policy is NOT SUITABLE for workers in IT, Finance, Banking, Insurance and Travel industries as the application will almost certainly be refused.

Mortgage payment protection insurance

About us

B. Portwood & Co Ltd are based in  North-east England (UK) and have three offices in Gateshead, Consett and Bishop Auckland. We have been in business for 40 years, been regulated by the IBRC (and could call ourselves brokers), are regulated by  the Financial Services Authority for the arrangement and administration of non-investment insurence contracts.

We have always acted in our client's best interests and fully intend to keep on doing so. Our aim is to provide the cover UK residents deserve