Income Protection Insurance

This income protection insurance policy offers reasonable cover at a very competitive premium. The best rates are for combined accident, sickness, disability and unemployment cover - especially if you take an excess.

For this income protection insurance policy, click on this link to request more information - and select 'income protection insurance - 2'

Or you may wish to contact us on  0870 7456247.

(This policy is not available without contacting us.)

Underwriters can arrange benefits to be paid to third parties e.g. landlords to protect your rental bills

Mortgage protection Insurance - 2

Income protection insurance (Non IT) - 1

Income protection insurance (Non IT) - 2

Combined protection (mortgage + income)

Health and payment insurance index

Payment Protection Insurance information

Key Features

e.g. £1000 cover would cost between £37.50 and £50.00 a month depending on cover

• NIL - First payment is made on day 31 to cover days 1 - 30
• 30  - First payment is made on day 61 to cover days 31 - 60
• 60  - First payment is made on day 91 to cover days 61 - 90

• 60 days

• No free cover is provided under this policy

• Up to the lower of:-
  • £1,000 per month
  • 50% of your gross income

• To qualify for our policy, you must be between the ages of 18 and 60, live in the UK, have been in full time work for at least 6 months and be unaware on any impending redundancy or unemployment.

• 12 months

• The Underwriter allows the policy to be extended to provide income protection cover as well providing the total benefit does not exceed £1,500. (Different rates apply for the mortgage protection benefit section) - see our combined cover page
• You may use our 1st income protection insurance policy as well if you need more cover.

• Not suitable for IT/ telecoms/ finance/ insurance - see our IT policy