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Our kit car insurance scheme is suitable for
UK residents who own kit cars or genuine replica cars including classic vehicles.
Kit car insurance quotes
The
online quotes assume the kit car is a second car (rates and terms for main vehicles on request) . The
kit car insurance rates below are for comprehensive cover (only available if the vehicle
has a value of at least £1000, below that third party fire and theft
cover is offered)
| Miles Per
annum |
1000 |
2000 |
3000 |
4000 |
5000 |
|
Value up to
|
|
|
|
|
|
| £3,000 |
£155.00 |
£170.00 |
£185.00 |
£200.00 |
£210.00 |
| £5,000 |
£165.00 |
£180.00 |
£195.00 |
£210.00 |
£220.00 |
| £8,000 |
£175.00 |
£190.00 |
£205.00 |
£220.00 |
£230.00 |
| £10,000 |
£185.00 |
£200.00 |
£215.00 |
£230.00 |
£240.00 |
| £12.000 |
£200.00 |
£215.00 |
£230.00 |
£245.00 |
£255.00 |
| £15,000 |
£220.00 |
£235.00 |
£250.00 |
£265.00 |
£275.00 |
Discounts on your kit car insurance policy
- Age of proposer : 30-39 NIL, 40-49 -15%, 50-69 - 20% - we
cannot quote if any driver is under 30
- Age of vehicle : 0-5 yrs NIL, 6-9 Yrs -10%, 10-14 Yrs -15%, 15-19
Yrs -20%, 20+ Yrs -25%
- Club Member : -10%
- Third party, Fire and Theft : -25% (maximum value £5000 - minimum
value £500)
- Insured only to drive : -20%
- Insured and Spouse/ common law spouse : -15%
- Insured and one named driver : -10%
- Named drivers : up to 4 : NIL
Loadings on your kit car insurance policy
- Area 2 : + 50%
- 2000cc - 2799cc + 20%
- 2800cc - 3999cc + 50%
- 4000cc - 4299cc + 80%
- 900cc+ motorcycle engines + 150%
- 1299cc+ turbo/ supercharged + 75%
- Ungaraged kit cars in area 1 : +15% (vehicle must not exceed
£5000)
- Area 1 = All postcodes Except those below
- Area 2 = London (E,EC,N,SE,SW,W &WC
other than below),
B1-12 & 18-21, BD1-10, G1-5,NE1-15, OL1-12,SK1-5,SR and TS1-6.
- Unacceptable Postcodes :E1-3, N15 17 18, NW 5 10, SE1,
SW2 9, NI,L1-36, 38, 41, 42 & 45 :
M1-34, 45, 50, 60 & 90 : BT (all)
Use
- You may use your kit car for pleasure + to and from one place of work (commuting)
Excesses
- Up to £10,000 : £100 ADFT
- Up to £15,000 : £150 ADFT
Please use our kit
car insurance contact form for further details, or please contact us on
0870 7456247. Our experienced
staff can check the quotation and provide further information as to the
cover our policy provides.
We
offer more than just kit car insurance. See our home page for further
policies

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