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Kit car insurance. Cover for Kit cars in the UK 
Our kit car insurance scheme for kit cars and replica cars
Kit car insurance is one of a range of products we offer. Click here for our main motor insurance page

Our kit car insurance scheme is suitable for UK residents who own kit cars or genuine replica cars including classic vehicles.

Kit car insurance quotes

 The online quotes assume the kit car is a second car (rates and terms for main vehicles on request) . The kit car insurance rates below are for comprehensive cover (only available if the vehicle has a value of at least £1000, below that third party fire and theft cover is offered)

Miles Per annum 1000 2000 3000 4000 5000

Value up to

£3,000 £155.00 £170.00 £185.00 £200.00 £210.00
£5,000 £165.00 £180.00 £195.00 £210.00 £220.00
£8,000 £175.00 £190.00 £205.00 £220.00 £230.00
£10,000 £185.00 £200.00 £215.00 £230.00 £240.00
£12.000 £200.00 £215.00 £230.00 £245.00 £255.00
£15,000 £220.00 £235.00 £250.00 £265.00 £275.00

Discounts on your kit car insurance policy

  • Age of proposer : 30-39 NIL, 40-49 -15%, 50-69 - 20% - we cannot quote if any driver is under 30
  • Age of vehicle : 0-5 yrs NIL, 6-9 Yrs -10%, 10-14 Yrs -15%, 15-19 Yrs -20%, 20+ Yrs -25%
  • Club Member : -10%
  • Third party, Fire and Theft : -25% (maximum value £5000 - minimum value £500)
  • Insured only to drive : -20%
  • Insured and Spouse/ common law spouse : -15%
  • Insured and one named driver : -10%
  • Named drivers : up to 4 : NIL

Loadings on your kit car insurance policy

  • Area 2 : + 50%
  • 2000cc - 2799cc + 20%
  • 2800cc - 3999cc + 50%
  • 4000cc - 4299cc + 80%
  • 900cc+ motorcycle engines + 150%
  • 1299cc+ turbo/ supercharged + 75%
  • Ungaraged kit cars in area 1 : +15% (vehicle must not exceed £5000)
  • Area 1 = All postcodes Except those below
  • Area 2 = London (E,EC,N,SE,SW,W &WC other than below), B1-12 & 18-21, BD1-10, G1-5,NE1-15, OL1-12,SK1-5,SR and TS1-6.
  • Unacceptable Postcodes :E1-3, N15 17 18, NW 5 10, SE1, SW2 9, NI,L1-36, 38, 41, 42 & 45 : M1-34, 45, 50, 60 & 90 : BT (all)

Use

  • You may use your kit car for pleasure + to and from one place of work (commuting)

Excesses

  • Up to £10,000 : £100 ADFT
  • Up to £15,000 : £150 ADFT

Please use our kit car insurance contact form for further details, or please contact us on 0870 7456247. Our experienced staff can check the quotation and provide further information as to the cover our policy provides.

We offer more than just kit car insurance. See our home page for further policies