Landlords Buildings Insurance

Our online landlords building insurance quotation service for insuring a house or home in the UK where the tenant is not the property owner. Our landlord building insurance is provided by companies quoting for your landlord building insurance needs as we found that many landlord building insurance companies specialise in a particular type of tenant in the building.

Our building insurance policy offers insurance quotes from many providers. Buildings can be covered for the normal insurance perils. Insurance cover on buildings can also be extended in many cases to include accidental damage.

Insurance for types of tenant in the building

Our building insurance policy depends on the type of tenant that lives in your house or home.

• Building insurance for Professional Let - the tenant pays the rent on the building direct to you as landlord. This is the cheapest building insurance policy
• Subsidised Let - the rental agreement is with the tenant in your building but part of the rent is paid by another person such as the DSS. This is not the same as
• DSS Let: Building insurance is more expensive as the rental agreement is between yourself as landlord of the building and the DSS - who have the right to change the actual tenant as and when they please.
• Student Let: The building is let to several students.Insurance is higher as the tenants are young, know they will only live in the house for a very few years and probably don't have the same respect for the building as you do.
• Bed-sits: Buildings let on short-term contracts - frequently to multiple tenants and maybe including cooking in rooms rather than shared facilities. The insurance premium quoted is higher to reflect the increased risk 
• asylum seekers: These are amongst the most expensive insurance policies as this is a variation of a DSS let as the agreement to let the building cannot be between the landlord and the asylum seeker. 
• Holiday Homes: We offer insurance for holiday homes in the UK and overseas. We differentiate whether the building is for just your own (and friends/ family) or is let out on a commercial basis. We can offer quotations for holiday houses both in the UK and abroad (France, Spain, Eire, Cyprus and Portugal) on our quote engine.

To obtain your buildings insurance quote

Back to our landlord insurance start page

About Us

B. Portwood & Co Ltd are landlords insurance brokers based in North-East England UK. We have three offices in Bishop Auckland, Consett and Gateshead. We are authorised and regulated by the Financial Services Authority for the arrangement and administration of non-investment insurance contracts.