Landlords Buildings Insurance

Our online landlords buildings insurance quotation service for insuring a house or home in the UK where the tenant is not the property owner. Our rented property insurance is provided by companies quoting for your landlord buildings insurance needs as we found that many landlord buildings insurance companies specialise in a particular type of occupant in the property.

Our landlord buildings insurance policy offers insurance quotes from many providers. The buildings can be covered for the normal insurance perils, fire, lightning, explosion, riot, storm, tempest etc. The insurance cover can also be extended in many cases to include accidental damage.

Tenant Types

Premiums, rented property insurance conditions etc including terms of the buildings insurance policy depends on the type of tenant that lives in the landlords house or home.

• Buildings insurance for Professional Let - the occupier pays the rent on the home direct to the landlord. This is the cheapest insurance policy
• Subsidised Let - the rental agreement is with the occupier, but part of the rent is paid by another person such as the DSS. This is not the same as
• Buildings Insurance for DSS Lets is more expensive as the rental agreement is between yourself as landlord and the DSS - who have the right to change the actual tenant as and when they please.
• Student Let: The buildings are rented to several students. Insurance is higher as the tenants are young, know they will only live in the house  very few years and probably don't have the same respect for the buildings as the landlord.
• Buildings Insurance for Bed Sits let on short-term contracts - frequently to multiple tenants and maybe including cooking in rooms rather than shared facilities. The insurance premium quoted is higher to reflect the increased risk.
• Buildings Insurance occupied with asylum seekers is amongst the most expensive insurance policies as this is a variation of a DSS let as the agreement to let the property cannot be between the landlord and the asylum seeker. 
• Insurance is available for holiday homes in the UK and overseas. We differentiate whether the holidayhome is for just your own (and friends/ family) or is let out on a commercial basis. We can offer quotations for holiday houses both in the UK and abroad (France, Spain, Eire, Cyprus and Portugal) on our quote engine.

To obtain your insurance quote

Quotes : landlord contents insurance | Holiday Home Insurance | Buy to Let Insurance | Unoccupied Property Insurance

About Us

B. Portwood & Co Ltd are landlords insurance brokers based in North-East England UK. We have three buildings qt 145 Newgate Street, Bishop Auckland DL14 7EN, 44 Medomsley Road, Conset DH8 5HAt ,9 Bewick Road, Gateshead NE* 4DP. We are authorised regulated by the Financial Services Authority for the arrangement / administration of non-investment insurance contracts.