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Policy Benefit |
AUL | CX Let | Fortis | IGI | Letplan | MMA | Prestige | Regency | UGM | Usure | Vasek | Zurich |
| Accidental Damage | No | Optional | Optional | Optional | Optional | No | Optional | Standard | Optional | No | Optional | |
| Property Owners Liability | £1,000,000 | £1,000,000 | £2,000,000 | £2,000,000 | £5,000,000 | £2,000,000 | £2,000,000 | £2,000,000 | £5,000,000 | £2,000,000 | ||
| Loss of rent | Yes | 20% | 20% | 20% | 30% | 20% | 20% | 20% | 20% |
20% |
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| Employers Liability | not covered | £10,000,000 | £10,000,000 | £10,000,000 | No | £10,000,000 | £10,000,000 | |||||
| Minimum Excess | £100.00 | £100.00 | £100.00 | £100.00 | NIL | £100.00 | £100.00 | £150.00 | £125.00 | £100.00 | £50.00 | £100.00 |
| Full cover between tenants | 30 days | 30 days | ||||||||||
| Flat roof maintenance | Every 2 years | > 7 years check yearly | every 5 years | |||||||||
| Previous Claims | 2 < £1,000 | 2 <£1000 | ||||||||||
| Legal Expenses | Available | Available | Available | |||||||||
| Rent Guarantee | Available |
These features are those that apply for
professional let property. The benefits, terms and conditions vary if the
property
is unoccupied or let to other forms of tenants
Prestige have a £2,500 arson excess
CX Let have stringent safety requirements
Vasek are behind in their work - delayed policy/ adjustments
Legal Expenses cover varies considerably
B. Portwood can arrange stand-alone legal expenses/ rent guarantee if necessary.
We can also arrange accident/ sickness/ unemployment cover on the tenant for the benefit of the landlord
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