Landlords insurance on rented property, buy to let, holiday cottages and vacant property

We offer affordable landlords home insurance in the UK e.g. London, unoccupied houses as well as landlords buy to let home insurance and holiday home insurance on property used for holidays both in the UK and overseas in France, Spain, Portugal, Cyprus and Eire. Our affordable online quotes are providers of building cover for a wide range of tenants - buy to let property occupied by professional, subsidised, DSS and asylum seekers. Landlords may also contact us as we give advice and are only too pleased to discuss your needs.

A) Landlord insurance quotes for a home bought for let in the UK

Online insurance quotes for landlords who want affordable property insurance in the UK, the house may be vacant or buildings unoccupied or provider of a quote for holiday home insurance - we cover both for your own use and buy to let homes as well. Our landlord options include legal expenses, rent guarantee and emergency cover - the latter is so that tenants can obtain assistance without contacting you..

Your Landlords house insurance quote starts here. Please enter the postcode

Once obtained, your affordable landlords house insurance quote -in London - north south east or west or elsewhere whether for a home that is unoccupied, buy to let, buildings, contents or whatever - it will not be possible to buy the policy online - the information must be sent to us and we will forward confirmation, the appropriate provider key facts document and our terms of business. The initial disclosure document will be sent by email.

Types of tenants our landlords insurance policies can cover

Definition of homes let to professional people - where the rent is paid in full by the tenant
Definition of Subsidised lets i.e. to tenants whose rent is subsidised but who are on 6 month+ agreements
Definition of DSS referrals - houses let to tenants where the contract is with the DSS/ housing association
Definition of property let to Students
Holiday or second home - own use (or friends/ relatives)
Second or Holiday home - let out
Unoccupied/ vacant property i.e. where there are no tenants in at the moment.
Asylum seekers - Houses occupied by asylum seekers pending processing of their application
Bedsits - with shared facilities or cooking in rooms.

B) Your overseas holiday home insurance for buildings in France, Portugal, Spain and Eire (Maximum sums insured : Buildings £500,000 Contents £50000). We only offer a single policy for this type of cover.

Overseas Holiday Home Insurance Quotes abroad

Our overseas holiday homes insurance policy summary can be found here

Overseas holiday home- French holiday home insurance, Spain, Portugal, Cyprus and Eire - Cover for both your main residence and holiday apartments whether you let it out or not - overseas premiums, being for locations abroad are subject to appropriate taxes (included) - which range from 2% in Eire to 28% in France.

Policy cover		A Full policy wording is available if requested before going on cover and will be issued with a schedule if you do decide to take out our policy.
Location of Property		Premiums will include applicable taxes
Type of Property		If you only let the home to friends and family would not be considered a Holiday Let
Buildings sum insured	£
Contents sum insured	£	Contents only policies are available e.g. for apartments
All risks (max £7,500)	£	Only available if this is your main residence
Liability £1,000,000	Provided Free

Please note the following about our policy:-

The quotation is subject to confirmation should there be any adverse information or previous claims.
A £100 excess applies - increased to £1,000 for earthquake cover (buildings only)
For contents sum insured of over £30,000 -
- All External doors must have 5 lever mortice deadlocks (BS3621) or better
- Patio doors - in addition to a central locking device, key operated bolts to top and bottom of opening sections
- Ground floor and easily accessible windows - Key operated window locks or better.

Links to related pages

LANDLORDS HOUSE INSURANCE SUMMARY

We offer cover for residential buy to let property in the UK (London, England, Scotland, Wales, Northern Ireland) - whether in Birmingham, Glasgow, Belfast or in more rural locations. We offer a range of policies for any type of client.

Once you obtain the premiums and have any queries about our cover or the provider then we can help you find the type of policy you need. Call us on 0870 7456247.

You may find further information about other aspects of ownership at LandlordZone

B. Portwood & Co Ltd are brokers that give advice about the policies we offer. This means that there is an obligation to ensure that a policy is recommended that meets your demands and needs. It also means that reasonable steps are taken to find out what those needs are.

This means, therefore, that although a cheap price is often a key feature in deciding the product wanted, there may be times the product that you have chosen is not the most suitable one for you- this would mainly be in the cover provided but may be for other reasons - e.g. for unoccupied property it could be that the insurer would impose a heavy cancellation charge. This is because a range of companies are available to us targeted at different requirements and by co-incidence a product targeted at one group comes up cheapest for another.

You can be assured, though, that full reasons will be given for the recommendation when the written confirmation is sent and we are only too pleased to discuss matters over the phone if you need clarification of any of the information that we have provided.

Payment of the premium will be required before we go on cover as well as the return of the proposal form, duly completed and signed - again if you have any queries about the information requested please feel free to contact us.

Once we have the form and payment (which can be made over the phone by credit card (for which a small fee is made)) or debit card, your landlords property insurance will be arranged and confirmation that you are on cover sent as soon as we have had confirmation. You must not assume you are on cover purely because you have sent the generated form to us.

V030307