Policy Sections

Definitions
Cover Causes
Material Damage
Buildings
Buildings - Extensions
Buildings - Exclusions
Contents
Contents - Extensions
Contents - Exclusions
Glass. Blinds and Signs
Extensions
Exclusions
Conditions
Loss of Rent
Rent Receivable
Alternative Accommodation
Extensions
Conditions
Liability
Public Liability
Public Liability Exclusions
Employers Liability
Employers Liability Exclusions
Extensions
Conditions
General Exclusions and conditions
Exclusions
Conditions
Complaints
Making a claim

A Landlords Insurance Policy

Like all insurance policies, a landlords insurance policy consists of several sections. General information about the various sections is included. You must not assume that your policy has all of the sections referred to (and will probably have different terms, conditions and exclusions). If in doubt contact your insurance broker for advice.

Damage - Contents Extensions

Typical extensions on a contents section. Also see general extensions of material damage.

1. Index Linking - the sums insured are increased on a monthly basis to take into account of inflation

2. Theft of Keys

3. Theft damage to buildings. (i.e. if force is used to enter the buildings to steal contents)

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