A Landlords Insurance Policy
Like all insurance policies, a landlords insurance policy consists of several sections. General information about the various sections is included. You must not assume that your policy has all of the sections referred to (and will probably have different terms, conditions and exclusions). If in doubt contact your insurance broker for advice.
The cover clause defines the event that can cause damage against which insurance is provided. These are further definitions and used to avoid repetition.
In a normal house insurance policy these covers are usually combined however you should note that a) Theft is not one of the listed perils and b) Subsidence is shown separately. For residential landlords subsidence is usually included automatically (with a high excess) as mortgage lenders insist on the cover. For commercial property owners subsidence is usually an optional extra.
For a landlords insurance quote: return to our main page
Articles found in the news that related to landlords.
Guardian against Buy To Let Market
Rightmove forecast increase in Landlord Market
Landlords warned of high mortgage fees
Portwoods announce cheaper landlord insurance available.
Lending to landlords increased by 19%
Dangers of rogue letting agents
Reduction in private rents
LibDems extend mansion tax coverage
Massive increase in B&B provision for tenants as landlords reject DSS applicants
Foreign Investors buying up property - increasing cost for prespective landlords.
Oxford clamps down on rogue landlords breaking HMO rules.
Landlords to beenfit from reduced CGT rates?
Nationwide pulls plug on mortgages for housing association tenants.