Landlords Insurance
Definitions
Cover Causes
Material Damage
Buildings
Buildings - Extensions
Buildings - Exclusions
Contents
Contents - Extensions
Contents - Exclusions
Glass. Blinds and Signs
Extensions
Exclusions
Conditions
Loss of Rent
Rent Receivable
Alternative Accommodation
Extensions
Conditions
Liability
Public Liability
Public Liability Exclusions
Employers Liability
Employers Liability Exclusions
Extensions
Conditions
General Exclusions and conditions
Exclusions
Conditions
Complaints
Making a claim
Loss of rent extensions
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The policy may allow for the rent receivable to be altered to take into account rent reviews
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Denial of access - to cover if property in the vicinity has been damaged by an insured caused even if the property insured has not been
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Public utilities - to cover loss arising from failure of water, electricity, gas or telecommunications
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Accountants and Auditors Charges to produce details of losses
A Caveat
Like all insurance policies, a landlords insurance policy consists of several sections. General information about the various sections is included. You must not assume that your policy has all of the sections referred to (and will probably have different terms, conditions and exclusions). If in doubt contact your insurance broker for advice.
