Landlord contents Insurance
We offer landlord contents insurance for insuring a house or
home in the UK where the tenant is not the property owner. We have
several companies quoting for your UK landlord
contents insurance
needs and can cater for a wide range of tenants as shown below. We can
quote for buildings only, buildings and contents and contents only (e.g.
if the flat you own is insured as part of a block)
Types of tenant
Our
insurance policy depends on the type of tenant that lives in your house
or home.
- Professional Let - the tenant pays the rent
on the house or home direct to you as landlord.
- Subsidised Let - the rental agreement is
with the tenant in your house or home but part of the rent is paid
by another person such as the DSS. This is not the same as
- DSS Let: The rental agreement is between
yourself as landlord and the DSS - who have the right to change the
actual tenant as and when they please.
- Student Let: Insurance when the house or home is let to
several students. The rate is higher as the tenants are young, know
they will only live in the house for a very few years and probably
don't have the same respect for the building as you do.
- Bed-sits: Property let on short-term
contracts - frequently to multiple tenants and maybe including
cooking in rooms rather than shared facilities. This increased fire
risk is reflected in the premium quoted
- asylum seekers: This insurance is a variation of a DSS
let as the agreement cannot be between the landlord and the asylum
seeker. These are amongst the most expensive policies
- Holiday Homes: We differentiate whether the
house is for just your own (and friends/ family) or is let out on a
commercial basis. We can offer quotations for holiday houses both in
the UK and abroad (France, Spain, Eire, Cyprus and Portugal) on our quote engine.
Quotes : landlord
contents insurance | Holiday
Home Insurance | Buy
to Let Insurance | Unoccupied
Property Insurance
About Us
B. Portwood & Co
Ltd are brokers based in North-East England
UK. We have
three offices in Bishop Auckland, Consett and Gateshead. We are authorised
and regulated by the Financial Services Authority for the arrangement and
administration of non-investment insurence contracts. |
