Landlord contents Insurance

We offer landlord contents insurance for insuring a house or home in the UK where the tenant is not the property owner. We have several companies quoting for your UK  landlord contents insurance  needs and can cater for a wide range of tenants as shown below. We can quote for buildings only, buildings and contents and contents only (e.g. if the flat you own is insured as part of a block)

Types of tenant

Our insurance policy depends on the type of tenant that lives in your house or home.

• Professional Let - the tenant pays the rent on the house or home direct to you as landlord.
• Subsidised Let - the rental agreement is with the tenant in your house or home but part of the rent is paid by another person such as the DSS. This is not the same as
• DSS Let: The rental agreement is between yourself as landlord and the DSS - who have the right to change the actual tenant as and when they please.
• Student Let: Insurance when the house or home is let to several students. The rate is higher as the tenants are young, know they will only live in the house for a very few years and probably don't have the same respect for the building as you do.
• Bed-sits: Property let on short-term contracts - frequently to multiple tenants and maybe including cooking in rooms rather than shared facilities. This increased fire risk is reflected in the premium quoted
• asylum seekers: This insurance  is a variation of a DSS let as the agreement cannot be between the landlord and the asylum seeker. These are amongst the most expensive policies
• Holiday Homes: We differentiate whether the house is for just your own (and friends/ family) or is let out on a commercial basis. We can offer quotations for holiday houses both in the UK and abroad (France, Spain, Eire, Cyprus and Portugal) on our quote engine.

To obtain your quote

Obtain quotes landlords contents insurance and buildings in the UK and Abroad

Return to our landlord insurance selection page

About Us

B. Portwood & Co Ltd are brokers based in North-East England UK. We have three offices in Bishop Auckland, Consett and Gateshead. We are authorised and regulated by the Financial Services Authority for the arrangement and administration of non-investment insurence contracts.