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Landlords Home Insurance

How our landlords home insurance quote system can help you

Our online landlords home insurance quotation service for insuring a home in the UK where the tenant is not the property owner. We have several schemes quoting for your needs. We also provide contents insurance for landlords including stand alone cover for single flats.

Types of tenant

Our landlord home insurance policy depends on the type of tenant that lives in the household.

  • Professional Let - the home is let to a tenant pays the rent on the home direct to you as landlord.

  • Subsidised Let - the home is let to the tenant in your home but part of the rent is paid by another person such as the DSS. This is not the same as

  • DSS Let: The home is let to the DSS - who have the right to change the actual tenant as and when they please.

  • Student Let: The  home is let to several students. The rate is higher as the tenants are young, know they will only live in the home for a very few years and probably don't have the same respect for the building as you do.

  • Bed-sits:  The home is split into several rooms on short-term contracts - frequently to multiple tenants and maybe including cooking in rooms rather than shared facilities. This increased fire risk is reflected in the premium quoted

  • asylum seekers: This is a variation of a DSS let as the agreement cannot be between the landlord and the asylum seeker. These are amongst the most expensive policies

  • Holiday Homes: We differentiate whether the home is for just your own (and friends/ family) or is let out on a commercial basis. We can offer quotations for holiday houses both in the UK and abroad (France, Spain, Eire, Cyprus and Portugal) on our quote engine.

To obtain your quote

Quotes : landlord contents insurance | Holiday Home Insurance | Buy to Let Insurance | Unoccupied Property Insurance

About Us

B. Portwood & Co Ltd are brokers based in North-East England UK. We have three offices in Bishop Auckland, Consett and Gateshead. We are authorised and regulated by the Financial Services Authority for the arrangement and administration of non-investment insurence contracts.

If you have any queries please call us on 0844 8262616 and we can discuss your needs.

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