Landlords House Insurance
landlords house insurance quotation service for insuring a house or
home in the UK where the tenant is not the property owner. We have
several schemes quoting for your landlords
house insurance needs.
Our house landlords insurance
policies are available for a wide range of tenant. Not only do we offer
quotations for professional lets but also cheap quotes for subsidised lets,
property let to students, DSS referrals, or asylum seekers.
Information on types of tenant
Our landlord house insurance policy depends on the type of tenant that lives in your house
- Professional Let - the tenant pays the rent
on the house or home direct to you as landlord.
- Subsidised Let - the rental agreement is
with the tenant in your house or home but part of the rent is paid
by another person such as the DSS. This is not the same as
- DSS Let: The rental agreement is between
yourself as landlord and the DSS - who have the right to change the
actual tenant as and when they please.
- Student Let: The house or home is let to
several students. The rate is higher as the tenants are young, know
they will only live in the house for a very few years and probably
don't have the same respect for the building as you do.
- Bed-sits: Property let on short-term
contracts - frequently to multiple tenants and maybe including
cooking in rooms rather than shared facilities. This increased fire
risk is reflected in the premium quoted
- asylum seekers: This is a variation of a DSS
let as the agreement cannot be between the landlord and the asylum
seeker. These are amongst the most expensive policies
- Holiday Homes: We differentiate whether the
house is for just your own (and friends/ family) or is let out on a
commercial basis. We can offer quotations for holiday houses both in
the UK and abroad (France, Spain, Eire, Cyprus and Portugal) on our quote engine.
To obtain your landlord house insurance quote
We can also quote for unoccupied
property insurance as well as residential let insurance. Immediate
cover is available online for unoccupied property insurance.
B. Portwood & Co
Ltd are brokers based in North-East England
UK. We have
Two offices in Bishop Auckland and Consett. We are authorised
and regulated by the Financial Conduct Authority for the arrangement and
administration of non-investment insurence contracts.
If you have any queries please call us on 01388 607140
and we can discuss your needs
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