What is landlords insurance?

We define landlords insurance as a form of insurance meeting the demands and needs of a person who wishes to insure a property that they do not live in permanently.

Landlords insurance depends on the property, the type of tenant.  the age of building. the sums insured. claims history and the type of building.

The property may be let to a tenant, be unoccupied or a second/ holiday home (including property abroad) and may include commercial premises such as shops, offices, factory units, flats - but these are quoted for on this page.

Policies normally offer the options of covering:-

• The buildings

• Landlords contents (NOT those of tenants!)

• Property owners liability

and some contracts may be extended to include accidental damage to the buildings and employers liability.

We provide landlords insurance in UK and a lot more - see our home page.