ACCIDENT SICKNESS UNEMPLOYMENT INCOME PROTECTION INSURANCE

MORTGAGE PROTECTION INSURANCE

Accident Sickness and Unemployment Income/ Mortgage/ Loan protection insurance

This form is to request a quote for mortgage protection, income protection, loan protection against accident/ sickness and/or unemployment.

Some Notes

You can have up to £2,000 per month cover. However you must declare how your commitments stack up. There is also a limit of 90% of your NET income AFTER tax. All amounts should be MONTHLY amounts NOT annual amounts.

You can select accident / sickness only, accident, sickness and involuntary unemployment, or involuntary unemployment only. 

The insurance premiums depend on the type of bills you have and your age, we thus have to prepare the quote and e-mail it to you. To give you an idea though:-

NB - some fields are compulsory shown as <field>. If you receive an error message check that the field is correctly entered

Your name <your_name>
E-mail Address  <from>
Address line 1
Address line 2
City
County
Country (must be UK)
Post code <post_code>
Telephone No. (daytime)
Date Of Birth <prop_age>
Your occupation
Average TAKE HOME PAY £(You are limited to 90% of this or £2,000 whichever is less)
Category 1 commitments
The total amount can be up to 100% of your commitments
 Mortgage
Home Rental
Secure Loan
Category 2 commitments
The total amount can be up to 100% of your commitments
 Motor Finance
Personal loan
Hire Purchase
Category 3 commitments
The total amount can be 100% of your commitments
Electric Bill
Other Heating
Council Tax Home Insurance
Water Rates Car Insurance
Gas Bill Life Insurance
   
  To qualify you must be
  • a UK resident under 65
  • in full time work, self employed or on a renewable contract
  • working more than 16 hours a week in a job that's not temporary
  • party to the commitments covered
  • not off work due to ill health
  • aware of the pre-existing conditions exclusions
  • unaware of any impending unemployment
The Benefits Perils covered:
Benefit Period:
Excess:
(The benefit period starts the first day you can claim JSA or are off work due to illness/ accident. This is important as if you get cash in lieu, the benefit period will start at the equivalent end of the notice period)

If you need further information about this accident sickness unemployment insurance policy please call us on 01388 607105. If you submit the form it does not compel you to take out the policy. 

If you own buy to let property and need insurance then click here and obtain an online quote.