Mortgage Protection Insurance
This mortgage protection insurance policy offers reasonable cover to protect UK mortgage payments at a very competitive premium. The best rates are for mortgage protection insurance for combined accident, sickness, disability and unemployment cover - especially if you take an excess. We regard this as our best mortgage protection policy.
For an instant mortgage protection insurance, click on this link
Links to other pages
Landlords insurance at our home Page
Insurance indexAccident sickness unemployment insurance - more online rates
Key Features
| Excess | Job Loss Only |
Job loss + |
| NIL | £2.50% | £3.75% |
| 30 | £2.35% | £3.25% |
| 60 | £2.25% | £2.75% |
e.g. A quote for £1000 mortgage protection insurance would cost between £22.50 and £37.50 a month depending on benefits
- NIL - First payment is made on day 31 to cover days 1 - 30
- 30 - First payment is made on day 61 to cover days 31 - 60
- 60 - First payment is made on day 91 to cover days 61 - 90
- 60 days
- No free cover is provided under this policy
- Up to the lower of:-
- Your mortgage payments + related benefits + 25%
- £1,500 per month
- 65% of your gross income
- To qualify for our insurance policy, you must live in the UK, be between the ages of 18 and 60 have been in full time work for at least 6 months and be unaware on any impending redundancy or unemployment.
- 12 months - we have mortgage protection insurance policies available that can pay out for 24 months if you need that benefit period
- The Underwriter allows the mortgage protection policy to be extended to provide income protection cover as well providing the total benefit does not exceed £1,500. (Different rates apply for the income protection benefit section)
- You may use our 1st income protection insurance policy as well if you need more cover.
