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A listing of the income protection and mortgage payment insurance policies that we have available, suitability and how to apply
mortgage payment protection insurance

We offer a single combined income protection and mortgage payment protection insurance policy for redundancy only, redundancy accident and sickness or accident and sickness only. 
Click here for an immediate quote
or compare mortgage protection insurance cover

General advice on mortgage and income protection insurance Our home page with other insurance contracts

Back to our general information page on mortgage protection income protection insurance and accident sickness and unemployment insurance (ASU)

Name/ Location (Click Link) Product Type Very short summary of features Typical rates
Goodmortgageprotection

(Apply online)

Mortgage protection only
  • 12 month benefits

  • Mortgage payments + 25%

  • Maximum £1,500 or 65% income

  • 3 months free cover

  • No initial exclusion on transfers or new mortgages/ remortgages

  • Should be OK for IT/ banking/ finance

  • Unemployment only : £2.45%

  • Disability Only : £2.45%

  • Combined cover: £3.95%

IT Income protection

Income protection for people working for companies in IT), Telecommunications, Media, Airlines Airports and Travel, certain elements of Financial Services (Investment Banking, Stock broking, Dealing in Securities, Money Broking), Recruitment.

Income protection only
  • 12 month benefit

  • 60 day excess

  • 180 day initial exclusion period

  • Designed for 'High Risk' (IT/ banking/ finance/ tourism/ airline etc)

  • Max £1,000 or 50% income

  • Combined cover: £7.50%

  • Company prides itself on claims service

Loan payment protection insurance

Apply Online

Loan payment protection insurance
  • 12 month benefits

  • £1000 or loan repayments

  • Initial exclusion period: 60 days

  • Exclusion free transfer

  • Unemployment only: £2.50%

  • Disability only: £2.50%

  • Combined cover: £4.00%

DMS Combined income protection and mortgage payment
(Now Apply Online)
Mortgage and Income Protection
(Click here for comparison of two)
  • Options for both income protection and mortgage payment  insurance

  • 12 month benefits

  • Back to day one, 30 or 60 day excess

  • Initial Exclusion period 60 days

Different rates for IP/ MP

 

DMS Mortgage Protection
(Now Apply Online)
Mortgage payment insurance
  • 12 Month Benefits

  • Back to day one, 30 or 60 day excess

  • Prefers AS or ASU to U

  • Include mortgage related +25%

Excess U/E AS ASU
Nil £2.50% £2.50% £3.75%
30 £2.35% £2.35% £3.25%
60 £2.25% £2.25% £2.75%
DMS Income Protection
(Insurance now available online)
Income protection only
No high risk occupations
  • 12 Month Benefits

  • No mortgage needed

  • Payments can be made to third parties

  • e.g. payment to landlords by tenants

  • (Rent protection)

  • Back to day one, 30 or 60 day excess

  • Up to £1000 per month cover

Excess U/E AS ASU
Nil £4.00% £3.40% £4.85%
30 £3.50% £3.05% £3.95%
60 £3.15% £2.80% £3.65%
DMS/ Day One | BIBA Scheme | DMS income protection | PHI application form | permanent health insurance information | High risk product | loan payment protection insurance | mortgage insurance information | mortgage payment protection insurance | Request information | DMS Mortgage Protection Scheme | redundancy insurance | redundancy insurance contact form | redundancy insurance information | unemployment insurance | unemployment insurance application form | Why you need ASU | unemployment redundancy insurance | redundancy insurance | accident sickness unemployment mortgage need for income protection insurance | income protection insurance claims | more income protection | eligibility | key features | IT income protection
Contact us for any further information on how to protect your payments against accident, sickness, unemployment (ASU), by income protection, loan protection and mortgage protection insurance.