mortgage payment protection insurance

Mortgage Payment Protection Insurance

This mortgage payment protection insurance policy is our preferred policy by choice. It offers a most competitive rate, wide cover and has a host of features that make it suitable for the majority of our clients.

For your free mortgage payment protection quote click on this link

Immediate cover Available

(This mortgage payment protection policy is identical to the one found at www.goodmortgageprotection.co.uk)

Select "mortgage payment protection insurance - 1" if you would like a manual proposal on this request form

Mortgage payment protection insurance - 1

Mortgage protection Insurance - 2

Income protection insurance (Non IT) - 1

Income protection insurance (Non IT) - 2

Income protection insurance (IT, Financial)

Loan payment protection insurance

Combined protection (mortgage + income)

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Payment Protection Insurance information

Key Features

Cheap Premiums
£2.45% unemployment only cover
£2.45% accident/ sickness/ disability only cover
£3.95% combined accident/ sickness/ disability/ unemployment cover

e.g. £1000 cover would cost £24.50 or £39.50 a month depending on cover

Back to day one benefits
If you have to make a claim, your first beenfit will be made 30 days from the commencement date  to cover your first 30 days off work. Then your benefit is calculated on a daily basis.
No initial exclusion period
Providing you take out the policy as a result of a new mort gage or re-mort gage or are changing schemes then unemployment cover will start immediately.
Otherwise the first 90 days are excluded
3 Months free cover
Provided to all customers on inception of the policy
If you select unemployment cover and do not qualify for the immediate cover option (above) you will be provided with three months disability cover.
High sums Insured
Up to the lower of:-
Your monthly bills + 25%
£1,500 per month
65% of your gross income
Qualifications
To qualify for our policy, you must be between the ages of 18 and 60, live in the UK, have been in full time work for at least 6 months and be unaware on any impending redundancy or unemployment.
Benefit Period
12 months
Combined Cover
You may use this policy in conjunction with one of our income protection policies to provide extra cover - providing the total benefits do not exceed the upper percentage limits of any individual policy.

Mortgage payment protection insurance

About us

B. Portwood & Co Ltd are based in  North-east England (UK) and have three offices in Gateshead, Consett and Bishop Auckland. We have been in business for 40 years, been regulated by the IBRC (and could call ourselves brokers), are regulated by  the Financial Services Authority for the arrangement and administration of non-investment insurence contracts.

We have always acted in our client's best interests and fully intend to keep on doing so. Our aim is to provide the cover UK residents deserve