BIBA (British Insurance Brokers Association) web-site Motor trade road risks insurance

IIB (Institute Insurance Brokers) web site

Motor Traders Road Risks Insurance

Rates in Force MAY 2008

(Underwritten by MMA Insurance / Highway)

This policy is suitable for full and part time traders whether working from premises or not. Click here for details of 'traders' that MMA do NOT want.

Full Time: Your SOLE income is derived from the motor trade business, the subject of this quotation.
Part Time You are also in FULL TIME EMPLOYMENT i.e. TAX/ NI is paid through the PAYE system. You do not own/ operate another business or are SELF EMPLOYED outside the motor trade.

If you do NOT qualify on the above definitions click here

Please check here for occupational restrictions | MMA Policy key facts document | MMA Policy Document 

If these apply to you then Click Here

Business Type NB these policies are for bona-fide traders only. Proof
of trading (full or part-time)  may be required.
Cover wanted (TPFT NOT available in some areas)
Please note that 'Comprehensive' cover under a motor trade policy is not as extensive as under a private car policy - for example a windscreen claim would be subject to the policy excess and affect the bonus, personal effects cover and other sections are not present and a claim might result in the loss of all the no claims bonus discount.
Do you understand that motor trade cover may not provide the same benefits as a private car insurance policy?
Maximum single vehicle value

If you want cover in excess of £20,000 (Trade price) CLICK HERE 
Do you want demonstration cover?
Does your trade involve vehicle recovery

Select Exact postcode where the business is operated from

       
No claims Bonus available (must be in your name)
If you have a private car or light commercial vehicle policy you may either transfer the bonus (and vehicle) onto this policy or obtain an introductory bonus - at a lower level. Please note that the cover on a motor traders road risks policy is different from a private car policy and is usually much inferior. - windscreen and theft claims are subject to the higher excess.

Driver Details
NB : Limit (full time M/T) is 4 drivers for business use and 6 in total.
Limit (Part time) is 2 people for M/T and 1 spouse/partner
Convictions not shown are unacceptable
All drivers must hold a full UK license for at least 1 year.
Part time employees will only have motor trade use i.e.
SD&P use will be excluded

If you cannot meet these requirements CLICK HERE

If any conviction resulted in a disqualification - please refer to us (quotes available)
ALL  INCIDENTS IN THE LAST 3 YEARS MUST BE DECLARED WHETHER A CLAIM WAS MADE OR NOT  
If you have convictions which are not listed then CLICK HERE
If drivers have more than 1 SP conviction please use the first conviction box for one of them.
 

Convictions (5 years)

Incidents in last 3 years (whether reported or not)
(inc Windscreen)

Proposer

Non Fault Including Windscreen
Fault (inc Fires / partials)
Attempted Theft (vehicle not stolen)
Vehicle Stolen

Driver 2 :

(Not Spouse)

Non Fault Including Windscreen
Fault (inc Fires / partials)
Attempted Theft (vehicle not stolen)
Vehicle Stolen

Driver 3 :

(Not Spouse)