Motor
Traders Road Risks Insurance
Rates in Force MAY 2008
(Underwritten by MMA
Insurance / Highway)
This policy is suitable for
full and part time traders whether working from
premises or not. Click
here for details of 'traders' that MMA do NOT want.
| Full Time: |
Your SOLE income is derived from the
motor trade business, the subject of this quotation. |
| Part Time |
You are also in FULL TIME EMPLOYMENT
i.e. TAX/ NI is paid through the PAYE system. You do not
own/ operate another business or are SELF EMPLOYED outside
the motor trade. |
If you do NOT
qualify on the above definitions click here |
Please
check here for occupational restrictions |
MMA Policy key facts document | MMA Policy Document
If these apply to you then Click Here
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Business Type
NB these policies are for bona-fide traders only. Proof
of trading (full or part-time) may be required. |
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| Cover wanted (TPFT
NOT available in some areas) |
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| Please note that
'Comprehensive' cover under a motor trade policy is not as
extensive as under a private car policy - for example a
windscreen claim would be subject to the policy excess and affect
the bonus, personal effects cover and other sections are not
present and a claim might result in the loss of all the no claims
bonus discount. |
| Do you understand that
motor trade cover may not provide the same benefits as a private
car insurance policy? |
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Maximum single
vehicle value
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If you want cover in excess of £20,000 (Trade price) CLICK
HERE |
| Do you want
demonstration cover? |
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| Does your
trade involve vehicle recovery |
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Select
Exact postcode where the business is operated from
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| No claims Bonus
available (must be in your name) |
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| If you
have a private car or light commercial vehicle policy you may either transfer the
bonus (and vehicle) onto this policy or obtain an
introductory bonus - at a lower level. Please note
that the cover on a motor traders road risks policy
is different from a private car policy and is usually
much inferior. - windscreen and theft claims are subject to the
higher excess. |
Driver
Details
NB : Limit (full time
M/T) is 4 drivers for business use and 6 in total.
Limit (Part time) is 2 people for M/T and 1 spouse/partner
Convictions not shown are unacceptable
All drivers must hold a full UK license
for at least 1 year.
Part time employees will only have motor trade use i.e. SD&P
use will be excluded
If
you cannot meet these requirements CLICK
HERE
If
any conviction resulted in a disqualification - please refer to us
(quotes available)
ALL INCIDENTS IN THE LAST 3 YEARS MUST BE DECLARED WHETHER A
CLAIM WAS MADE OR NOT |
If
you have convictions which are not listed then CLICK
HERE
If drivers have more than 1 SP conviction please use the
first conviction box for one of them. |
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Convictions (5 years)
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Incidents in last 3 years
(whether reported or not)
(inc Windscreen)
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Proposer
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| Non Fault Including Windscreen |
| Fault (inc Fires / partials) |
| Attempted Theft (vehicle not stolen) |
| Vehicle Stolen |
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Driver 2 :
(Not Spouse)
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| Non Fault Including Windscreen |
| Fault (inc Fires / partials) |
| Attempted Theft (vehicle not stolen) |
| Vehicle Stolen |
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Driver 3 :
(Not Spouse)
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