Motor trade insurance - full/ part time, with/ without premises

If you are in the motor trade, whether buying and selling, repairing or servicing, fulltime or part time, with or without premises we are able to provide, in most cases a cheap online insurance quote for your road risks cover. Internal risks cover is also available if you contact us.

Definitions

Full time motor trade: Your sole source of income is through the motor trade business for which you are requesting an on-line quotation.
Part time motor trade: You are employed elsewhere. This means that your income is paid through the PAYE system and your employer pays additional National Insurance. You must not own/ operate another business or be self-employed outside the trade.

Driving Restrictions

Full time: We can quote on-line for up to 4 drivers and can also include use for up to 2 spouses for pleasure or business use. Additional drivers must be between 21 and 69.
Part time: We cover yourself, your spouse and one employee. The employee must be between 25 and 69, your spouse (inc common law) between 21 and 69
All drivers must hold a full driving license for one year.
Drivers may have had claims or convictions. We quote on-line for some of these and we offer reduced rates if all incidents are over two years old or the convictions over three..

Covers Available

Comprehensive - £250.00 excess for theft and damage
Comprehensive - £500.00 excess for theft and damage
Third, party, fire and theft - £250 Fire/ theft excess - not available in some locations
Third Party Only
Option to include demonstration cover

Unlike some policies our policy will provide insurance for vehicles at home even if you do operate from home. We can also offer insurance limits from £7,500 to £20,000 per vehicle on our Comprehensive policy if you are full time or £10,000 if you are part time. (The sum insured should be based on trade prices of your vehicles).

If you are in a similar occupation e.g. valet, panel beater, mechanic, motor engineer, tuner, servicer, repairer, breakdown/ accident recovery operators we have a similar policy which is restricted to your own vehicle(s) and allows you to drive other vehicles for up-keep, service or repair.

If you obtain a quotation from the computer and it is not competitive or you do not qualify for it, please e-mail us (enquiries@portwood.co.uk) and we can use our expertise to obtain a fresh quotation.

Liability

You should always have cover for your public and employers liability. We are able to offer quotations for your cover, if you contact us, with a special scheme. Click Here to ask for more details.

The Next Step.

Click here to go to our motor trade road risks insurance quotation page.

Insurance UK Broker B Portwood home page with information on other policies

About us.

B. Portwood & Co. Ltd were founded in 1963 by Bernard Portwood ACII who, prior to the formation had spent many years at a top firm in Newcastle. We were originally based in High West Street, Gateshead however moved our main office into Bewick Road in 1969. Our Consett Office was founded at the same time and the Bishop Auckland branch in 1985.

Over the last three years we have aimed to provide a much wider range of policies through the internet offering not only the normal car, and house but also specialising into income protection landlord, travel and holiday. In fact since we are Brokers we are able to provide quotations for virtually any insurence product that may be required. We act for a large number of companies and Lloyds Syndicates thus all your needs can be provided by us.