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Vehicle must be serviced according to manufacturers servicing schedules or within 10% (time or mileage) of the stipulated service interval
Repairs must not be commenced before being authorised
You must give permission to commence exploratory work and pay the costs if there prooves not to be a valid claim
In certain circumstances you may be required to pay a contribution towards new components replacing old worn components (betterment)
No return premium will be made if a claim has been accepted or if you sell the vehicle. you may transfer the policy to the new owner if the premium is paid in full. If the vehicle is stolen and not found within 3 months then if no claim has been made a pro-rata refund will be made
The company reserve the right to instruct independent engineers to inspect the vehicle. If this is exercised then delay is not covered. If you authorise repairs before contacting claims unit then the company may not meet the claim as they have lost the right to inspect prior to repairs
You must follow claims procedure in the policy.
You must declare all material facts. If in doubt whether a fact is material you should disclose it.
This policy is one of indemnity NOT new for old - you may be required to contribute towards costs for betterment
If you pay by direct debit the policy must be paid when due otherwise it will be cancelled
If any claim is fraudulent or any fraudulent means or devices are used the policy will be voided with no return premium
the company may cancel the policy by sending 14 days notice in writing to you by recorded delivery to your last known address
In the absence of any other agreement English law ill apply
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