Cheap over 65 travel insurance, including medical conditions.

Even if you are over 65 we can offer travel insurance. Our online quotation system offers a range of cheap policies for people over 65 needing travel insurance and many of our policies can quote for people with medical conditions. This is why you should obtain a quote here:

If you want over 65 travel insurance then click here for cheap quotes and to buy online

Are the elderly denied cheap insurance cover?

When you are over 65, many cheap travel insurance companies do not want to know you. This is especially true for many of the Direct Insurance companies who only want the young not those over a certain age.

For people over 65 WE can offer travel insurance as we are an insurance broker. We have access to a range of companies and we have gone to great lengths to find the best. (Actually we offer a full range of products so you can obtain quotes for single and annual policies, long stay, winter sports, GAP years or whatever.) If you call us we even offer travel insurance for over 65 on a cruise.

Premiums depend largely where you want to go. For instance travel to Europe is cheaper than travel to Australia then worldwide travel and the most expensive travel insurance is America and Caribbean

 Insurance cover for Medical Conditions

As you get older e.g. over 65, 70, 75, 80 etc and need travel insurance there is an increasing likelihood that if you have pre-existing medical conditions then travel insurance may be hard to obtain. Many cheap internet-based travel insurance companies exclude the elderly and all medical conditions - but we differ.

If neither you, nor your relatives, nor anyone traveling over with you needing travel insurance, have any medical conditions then there is obviously no problem. Just obtain the cheap insurance quote and buy online. We will send you the full policy / schedule electronically and the schedule the next business day at the latest.

If you have minor medical conditions then we aim to make life easy. Beside each insurance quote is the contact details of the medical screening line appropriate to the policy. All you have to do is to contact them and obtain terms - once you've found the best terms then you can buy the policy.

However many people want to travel who have serious medical conditions. If the nature of the medical conditions are such that you find travel insurance almost impossible to obtain then we can help. When you go to our quotation system, select the <serious medical condition> option and a link will open. This insurance policy will accept 98% of all medical conditions - the main exclusions being a terminal prognosis for less than 6 months, traveling against advice/ to receive treatment. The policy can even cover you if you are wanting treatment.

Click here for travel insurance quotes if you have a terminal prognosis.

(And if you would wish for an impaired life insurance quote try here)

Sections of a travel insurance policy

An over 65 travel insurance policy has many sections: travel abandonment, travel cancellation, travel curtailment, delayed travel baggage, insurance for medical expenses, travel delay, personal accident, personal money and insurance for your personal possessions.

Maximum length of trips available on our insurance

If you want to cover only a single trip then we have no effective age limit. In practice we can provide travel insurance for up to 120 days unless you are aged 110. If you are under 100 then much longer trips can be covered (but the premium will be expensive if you are traveling a long time and have medical conditions - unsurprisingly)

If you want a cheap annual trip then even if you are over 65, we offer cheap travel insurance cover for you up to the age of 85. Again the maximum numbers of days we can cover per trip will be limited - to 31, however the younger person can obtain cover up to 60 days without any problem.

Other Policies

Although you may have been looking at one specific type of policy, you may like to know that we offer a full range of policies to meet the demands and needs of most people in the UK. Examples Include.

• For  cheap motor insurance - including breakdown, warranty and GAP. At renewal all qualifying customers are offered the option of a policy with FREE legal expenses cover and free breakdown cover.

• Home insurance- including pet insurance and caravan. Also available is cover for buy to let or landlords and unoccupied property.

• Mortgage protection insurance - despite its bad name, this sort of policy is indispensable if you are buying you house through a mortgage. We offer a range of policies, (not suitable for the retired but you may have friends) the most competitive can be found at the mortgage protection site of our website - but please call us if you have any queries.

May we remind you that you have a duty to disclose all material facts when applying for a policy, at renewal or when they change. Failure to disclose a material fact can result in a policy not protecting you should you have to make a claim. If you are in doubt whether a fact is material then you should contact us.

Our main index | policy page

B. Portwood and Company are insurance brokers so we can advise over a range of policies, long stay, or annual. Please call us on 0870 0669294 or, if you get no reply, our Gateshead office on 0870 0669295 if you need help. The policies discussed above would probably be suitable to meet the demands and needs of the elderly needing cover on journeys or people with medical conditions.