Permanent health insurance can help protect your standard of living - as benefits provided by the UK Government are small.

Permanent health insurance depends on several factors: Your age when you take out the permanent health insurance policy, Your sex, Your occupation, whether you want the benefits to be increased or static, and your age when the  policy ceases and also whether or not you are a smoker.

Your health insurance premiums could be reduced by taking an excess -  Common exclusion periods are 4, 8, 13, 26, 52 or 104 weeks. You could make up the gap with a  personal accident and sickness policy

For your permanent health insurance application form, UK customers should click on this link

Links to lists of our other main policies

Car insurance  - cheap online quotes for women, young drivers, students, hire, motorcycles, classic motor bikes, GAP, breakdown, vans
B Portwood & Company Insurance Home Page for landlords insurance and an overview of the site and types of policy on offer.
Home insurance - buildings and contents, personal possessions, forces kit, holiday, second homes
Personal insurance - pet cat and dog insurance, caravan, camping, trailer tent, boats, small craft, twins, wedding and horse
Commercial Property insurance - buy to let houses, landlord, let commercial, bouncy castle, mobile caterers, shop, office
Commercial Liability insurance - Public and employers liability, contractors, professional indemnity, bad debt, credit performance bonds
Travel insurance and holiday insurance - annual family holiday, multi trip, student GAP year insurance, winter sports, ski-ing
Financial and medical insurance - accident and sickness insurance, private medical health insurance, life, critical illness, mortgages
Income protection insurance, mortgage payment protection insurance and loan protection insurance, accident, sickness, unemployment