Redwood Travel Insurance

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Travel Insurance Policy Wording

Over 75 Long Stay Travel Insurance

Overview on long stay travel insurance for the over 75

Travellers aged exactly 75 can obtain cheaper travel insurance since we rate 66 - 75 inclusive at a substantially lower rate. See our our long stay travel insurance over 65 page for trips exceeding 94 days (about 3 months).

These rates are for long stay travel insurance for the over 75. i.e. 76 to 85 and assumes commencement date is 1st March. Please note that we rate by the week rather than the month, so the exact premium may lie between the premium quoted. e.g. travelling for 5 and a half months results in a premium more than 5 months, but less than 6 as shown below. Other than the Economy contract travellers can save 20% by deleting cancellation cover and 15% by deleting baggage cover if not needed. A small saving on the combined premium is available for a couple aged over 75.

Summary of Travel Insurance Contract Limits

Economy Bronze Silver Gold

Typical Rates

Long Stay Travel Insurance: UK

Including Luggage/ Cancellation (Not Economy)
Months Economy Bronze Silver  Gold
3 (31/ May) 72.03 105.93 124.62 149.55
4 ( 30 / Jun) 94.15 138.46 162.90 195.48
5 (31 / Jul) 121.81 179.13 210.74 252.88
5.5 (15 / Aug) 132.87 195.39 229.87 275.85
6 (31 / Aug) 143.93 211.66 249.01 298.81
7 (30 / Sep) 171.58 252.32 296.85 356.22
8 (31 / Oct) 193.70 284.85 335.12 402.14
9 (30 / Nov) 215.82 317.38 373.39 448.07
10 (31/ Dec) 243.47 358.05 421.23 505.48
11 (31 / Jan) 265.59 390.58 459.50 551.40
12 (28 / Feb) 287.71 423.11 497.78 597.33
  • NB For people living in the Channel Islands or Isle of Man, the UK is rated as Europe (see below)

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Long Stay Travel Insurance: EU

From 1/ Mar Including Luggage/ Cancellation (Not Economy)
Months Economy Bronze Silver Gold
3 (31/ May) 144.74 212.85 250.42 300.50
4 ( 30 / Jun) 189.28 278.35 327.47 392.97
5 (31 / Jul) 244.95 360.22 423.79 508.55
5.5 (15 / Aug) 267.22 392.97 462.32 554.78
6 (31 / Aug) 289.49 425.72 500.85 601.02
7 (30 / Sep) 345.16 507.59 597.17 716.60
8 (31 / Oct) 389.70 573.09 674.22 809.07
9 (30 / Nov) 434.24 638.59 751.28 901.54
10 (31/ Dec) 489.91 720.46 847.60 1017.12
11 (31 / Jan) 534.45 785.96 924.66 1109.59
12 (28 / Feb) 578.99 851.46 1001.71 1202.05
  • EU  =
    • The continent of Europe West of the Ural Mountains
    • Republic of Ireland, Channel Islands, Isle of Man
    • All countries bordering the Mediterranean Sea: this includes - Morocco, Algeria, Tunisia, Libya, Egypt, Israel, Syria and Turkey, subject to FCO guidelines.
    • The Azores, Madeira, The Canaries, Cyprus, Malta
    • The UK for people living in the Channel Islands or Isle of Man

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Long Stay Travel Insurance: WW EX

Including Luggage/ Cancellation (Not Economy)
Months Economy Bronze Silver  Gold
3 (31/ May) 253.51 372.80 438.59 526.31
4 ( 30 / Jun) 331.49 487.48 573.50 688.20
5 (31 / Jul) 428.96 630.82 742.14 890.57
5.5 (15 / Aug) 467.95 688.16 809.60 971.52
6 (31 / Aug) 506.94 745.50 877.06 1052.47
7 (30 / Sep) 604.41 888.84 1045.70 1254.84
8 (31 / Oct) 682.39 1003.52 1180.61 1416.73
9 (30 / Nov) 760.37 1118.19 1315.52 1578.62
10 (31/ Dec) 857.84 1261.54 1484.16 1780.99
11 (31 / Jan) 935.82 1376.21 1619.07 1942.89
12 (28 / Feb) 1013.80 1490.89 1753.98 2104.78
  • WW EX: Excludes United States of America/ Canada/ Caribbean Countries

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Long Stay Travel Insurance: WW INC

Including Luggage/ Cancellation (Not Economy)
Months Economy Bronze Silver  Gold
3 (31/ May) 253.51 372.80 438.59 526.31
4 ( 30 / Jun) 331.49 487.48 573.50 688.20
5 (31 / Jul) 428.96 630.82 742.14 890.57
5.5 (15 / Aug) 467.95 688.16 809.60 971.52
6 (31 / Aug) 506.94 745.50 877.06 1052.47
7 (30 / Sep) 604.41 888.84 1045.70 1254.84
8 (31 / Oct) 682.39 1003.52 1180.61 1416.73
9 (30 / Nov) 760.37 1118.19 1315.52 1578.62
10 (31/ Dec) 857.84 1261.54 1484.16 1780.99
11 (31 / Jan) 935.82 1376.21 1619.07 1942.89
12 (28 / Feb) 1013.80 1490.89 1753.98 2104.78
  • WW INC: Includes  United States of America/ Canada/ Caribbean

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  • The standard Excess is : 100 - Bronze, 50 - Silver, 25 - Gold. When deleted an excess will still apply to certain sections of the policy. The cost of deleting the excess is 10% of the premium (multiply by 1.1)
  • Cancellation cover is 1,000 for Bronze, 3,000 for Silver and 10,000 for Gold. This cover can be removed, saving 20% on the premium
  • Medical Expenses is 2,000,000 for Economy/ Bronze, 5,000,000 for Silver and Unlimited for Gold
  • Baggage/ Personal Effects is 1,000 for Bronze, 1,750 for Silver and 2,500 for Gold. 
  • Additional benefits include golf cover for clubs, bag, green fees, travel dispute cover (legal expenses is provided but excludes claims against holiday organisers e.g. hotels/ flights and tour operators)

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