Redwood Travel Insurance

Travel Insurance Key Facts

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Travel Insurance Policy Wording

Over 65 Annual Holiday Travel Insurance

Quotes for over 65 annual travel insurance are available. We rate travellers 65 or 0ver (up to 74) the same and offer differing rates depending on whether the longest trip is 31, 45, 61 or 93 days. A choice of four levels of cover offer cancellation cover up to 10,000, the option of unlimited medical expenses cover and exceedingly generous levels of personal effects.

Family travel insurance cover is available, however we appreciate that once over 65 it is unlikely, though not impossible, for there to be qualifying children (aged 17 (or 23 in full time education)). Therefore the rates displayed are for single travellers as well as couples. There is no requirement for both partners to travel, independent travel is permitted.

All premiums quoted include insurance premium tax and are for travellers aged 65 to 74 on policy inception. Older travellers can obtain cheap rates and compare our other travel insurance premiums.

Summary of Travel Insurance Contract Limits

Economy Bronze Silver Gold

Typical Rates

Table of annual Travel Insurance Rates

Days Region Party Excess Economy Bronze Silver Gold
31 Europe Single Applied 53.17 78.19 91.98 110.38
31 Europe Single Deleted 58.48 86.01 101.18 121.42
31 Europe Couple Applied 79.75 117.27 137.97 165.56
31 Europe Couple Deleted 87.72 129.00 151.76 182.12
31 Worldwide Single Applied 75.94 111.67 131.38 157.65
31 Worldwide Single Deleted 83.53 122.84 144.51 173.42
31 Worldwide Couple Applied 113.93 167.54 197.10 236.52
31 Worldwide Couple Deleted 125.32 184.29 216.81 260.18

45 Europe Single Applied 71.77 105.55 124.18 149.01
45 Europe Single Deleted 78.95 116.10 136.59 163.91
45 Europe Couple Applied 107.66 158.32 186.26 223.51
45 Europe Couple Deleted 118.42 174.15 204.88 245.86
45 Worldwide Single Applied 102.51 150.76 177.36 212.83
45 Worldwide Single Deleted 112.77 165.83 195.10 234.12
45 Worldwide Couple Applied 153.80 226.18 266.10 319.32
45 Worldwide Couple Deleted 169.18 248.80 292.71 351.25

61 Europe Single Applied 87.73 129.01 151.78 182.13
61 Europe Single Deleted 96.50 141.91 166.95 200.34
61 Europe Couple Applied 131.58 193.50 227.65 273.18
61 Europe Couple Deleted 144.74 212.85 250.41 300.50
61 Worldwide Single Applied 125.30 184.27 216.78 260.14
61 Worldwide Single Deleted 137.83 202.69 238.46 286.15
61 Worldwide Couple Applied 187.98 276.45 325.23 390.28
61 Worldwide Couple Deleted 206.78 304.09 357.76 429.31

93 Europe Single Applied 143.55 211.10 248.35 298.02
93 Europe Single Deleted 157.90 232.21 273.19 327.82
93 Europe Couple Applied 215.32 316.65 372.53 447.03
93 Europe Couple Deleted 236.85 348.31 409.78 491.74
93 Worldwide Single Applied 205.04 301.53 354.74 425.68
93 Worldwide Single Deleted 225.54 331.68 390.21 468.25
93 Worldwide Couple Applied 307.61 452.36 532.19 638.63
93 Worldwide Couple Deleted 338.37 497.60 585.41 702.49
  • Europe  =
    • The continent of Europe West of the Ural Mountains
    • The UK, Republic of Ireland, Channel Islands, Isle of Man
    • All countries bordering the Mediterranean Sea: this includes - Morocco, Algeria, Tunisia, Libya, Egypt, Israel, Syria and Turkey, subject to FCO guidelines.
    • The Azores, Madeira, The Canaries, Cyprus, Malta
  • Worldwide Includes United States of America/ Canada/ Caribbean
  • The standard Excess is : 100 - Bronze, 50 - Silver, 25 - Gold. When deleted an excess will still apply to certain sections of the policy.

Obtain quote for over 65 travel insurance and buy online

Medical Conditions

Once over 65, travellers are more likely to have medical conditions. A full definition of medical conditions is on the quotation page. Whilst it is not a requirement for travellers to disclose medical conditions, we strongly recommend doing so in order that they may be covered. Non-disclosure could result in substantial costs having to be paid. Travellers should be aware that the European Health Insurance Card (EHIC) provides limited cover only and is hardly an adequate substitute for travel insurance. Cover is not available for travellers with a terminal prognosis.

Specific features

The annual travel insurance provides cover for trips up to 93 days. This far exceeds maximum limits on length of trips proffered by other travel insurance schemes, which are often limited to 31.  

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