Rental Property Insurance

A range of rental property insurance quotes, suitable for UK landlords is available at B. Portwood & Co Ltd depending on the nature of the tenant 

• Several online rental property insurance schemes available

• We quote for insurance on buildings rented professionally,  to people with subsidised income

• We quote insurance terms on buildings where the rental agreement is between the landlord and DSS or housing associations

• We quote insurance terms for property rented to students

• We even quote insurance for property rented out and occupied by asylum seekers

Direct insurance companies do not like offering insurance for properties  which are rented out because they perceive the risk to be substantially greater

As the occupant is not the owner, insurance companies feel that the rented property will be less well looked-after and prone for more insurance claims

• A prudent landlord should take care to reduce the risk of loss or damage to the property that is rented out - this will reduce the number of insurance claims and help reduce the insurance premium (many insurance companies now offer no claims bonus on their rented property insurance schemes).

• Always try and vet the tenant - obtain references if possible.

• A regular review of the property is recommended to ensure that there are no possible preventable insurance claims - be on the alert for blocked drainpipes, loose tiles, evidence that the tenant is not taking care of the property - also ensure that the tenant has not brought in dangerous heating methods.

• Making the tenant pay a deposit is, of course preferable to try and encourage the tenant to look after the rented property. 

Quotes : landlord contents insurance | Holiday Home Insurance | Buy to Let Insurance | Unoccupied Property Insurance

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End of information on rental property insurance. If you need any further assistance and you can't find it online please contact us on 0844 8262616