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Our rented
property insurance quotation page is available here
A range of rented property insurance quotes is
available at B. Portwood & Co Ltd depending on the nature of the
tenant
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Several rented property insurance schemes available
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We quote for insurance on buildings rented
professionally, to people with subsidised income
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We quote insurance terms on buildings where the rental
agreement is between the landlord and DSS or housing associations
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We quote insurance terms for property rented to
students
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We even quote insurance for property rented out and
occupied by asylum seekers
Direct insurance companies do not like offering insurance for
properties which are rented out because they perceive the risk to be
substantially greater
As the occupant is not the owner, insurance
companies feel that the rented property will be less well looked-after and
prone for more insurance claims
Risk Management
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A prudent landlord should take care to reduce the risk
of loss or damage to the property that is rented out - this will
reduce the number of insurance claims and help reduce the insurance
premium (many insurance companies now offer no claims bonus on their
rented property insurance schemes).
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Always try and vet the tenant - obtain references if
possible.
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A regular review of the property is recommended to
ensure that there are no possible preventable insurance claims - be on
the alert for blocked drainpipes, loose tiles, evidence that the
tenant is not taking care of the property - also ensure that the
tenant has not brought in dangerous heating methods.
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Making the tenant pay a deposit is, of course
preferable to try and encourage the tenant to look after the home.
Rented property
insurance quotes
unoccupied
property| holiday
home | asylum seekers |
DSS referrals | subsidised
rental agreements | students | overview
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